Home Mortgage Loan Ratesin Texas

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 03/30/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.247% APR 6.124% Rate 15 day rate lock $1,945 Payment per month
0.686 Points$2,195 Points Fee
$4,190 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.307% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.275 Points$880 Points Fee
$1,930 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.325% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.475 Points$1,520 Points Fee
$2,520 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.326% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.461 Points$1,475 Points Fee
$2,570 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.330% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.845 Points$2,704 Points Fee
$2,704 Total Fees$0 Lender Fees
 30 Years Fixed
6.360% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.576 Points$1,843 Points Fee
$8,043 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.369% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$4,177 Total Fees$2,177 Lender Fees
 30 Years Fixed
6.376% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.821 Points$2,627 Points Fee
$4,409 Total Fees$1,782 Lender Fees
 30 Years Fixed
6.458% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.525 Points$1,680 Points Fee
$2,890 Total Fees$1,210 Lender Fees
 30 Years Fixed
6.472% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.580 Points$1,856 Points Fee
$3,251 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.529% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
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6.285% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.374 Points$1,197 Points Fee
$1,197 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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