Home Mortgage Loan Ratesin Texas

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/18/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.830% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
5.958% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.894 Points$2,861 Points Fee
$2,861 Total Fees$0 Lender Fees
 30 Years Fixed
5.979% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.805 Points$2,576 Points Fee
$3,842 Total Fees$1,266 Lender Fees
 30 Years Fixed
5.984% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.688 Points$2,202 Points Fee
$3,952 Total Fees$1,750 Lender Fees
 30 Years Fixed
6.025% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.073% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.520 Points$1,664 Points Fee
$2,839 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.089% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.583 Points$1,866 Points Fee
$3,193 Total Fees$1,327 Lender Fees
 30 Years Fixed
6.103% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.618 Points$1,978 Points Fee
$3,973 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.205% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.631 Points$2,019 Points Fee
$2,719 Total Fees$700 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
0% down payment USDA Loan options
$0 down payment for Veterans homebuying with a VA Loan
Every Mortgage Includes Free Home Price Protection
5.837% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.953 Points$3,050 Points Fee
$3,050 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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