Home Mortgage Loan Ratesin Texas

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 07/18/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.330% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.500 Points$1,600 Points Fee
$2,695 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.496% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.650 Points$2,080 Points Fee
$4,075 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.575% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.776 Points$2,483 Points Fee
$2,483 Total Fees$0 Lender Fees
 30 Years Fixed
6.589% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.598 Points$1,914 Points Fee
$3,309 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.604% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.976 Points$3,123 Points Fee
$3,823 Total Fees$700 Lender Fees
 30 Years Fixed
6.626% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.945 Points$3,024 Points Fee
$4,199 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.655% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.717% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.586 Points$1,875 Points Fee
$3,203 Total Fees$1,328 Lender Fees
 30 Years Fixed
Numbers you can trust
0% down payment USDA Loan options
$0 down payment for Veterans homebuying with a VA Loan
As low as 0% down options & down payment assistance
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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