Home Mortgage Loan Ratesin Texas

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 07/10/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.163% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.319% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.400 Points$1,280 Points Fee
$2,330 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.571% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.622 Points$1,990 Points Fee
$2,690 Total Fees$700 Lender Fees
 30 Years Fixed
6.620% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.720% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.983 Points$3,146 Points Fee
$3,146 Total Fees$0 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
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0% down payment USDA Loan options
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$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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