Home Mortgage Loan Ratesin Texas

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/02/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.921% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
5.921% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.068% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.400 Points$1,280 Points Fee
$2,330 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.070% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
6.090% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$3,175 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.107% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.882 Points$2,822 Points Fee
$4,017 Total Fees$1,195 Lender Fees
 30 Years Fixed
6.114% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$4,019 Total Fees$1,219 Lender Fees
 30 Years Fixed
6.132% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.433 Points$1,386 Points Fee
$4,586 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.141% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.900 Points$2,880 Points Fee
$4,875 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.163% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.433 Points$1,386 Points Fee
$5,736 Total Fees$4,350 Lender Fees
 30 Years Fixed
6.187% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.660 Points$2,112 Points Fee
$2,112 Total Fees$0 Lender Fees
 30 Years Fixed
6.212% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.928 Points$2,970 Points Fee
$2,970 Total Fees$0 Lender Fees
 30 Years Fixed
6.240% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.883 Points$2,826 Points Fee
$3,921 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.249% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.699 Points$2,237 Points Fee
$4,237 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.331% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.857 Points$2,742 Points Fee
$2,742 Total Fees$0 Lender Fees
 30 Years Fixed
6.355% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.893 Points$2,858 Points Fee
$3,558 Total Fees$700 Lender Fees
 30 Years Fixed
6.376% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.735 Points$2,352 Points Fee
$4,347 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.378% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.994 Points$3,181 Points Fee
$4,356 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.380% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.790 Points$2,528 Points Fee
$4,415 Total Fees$1,887 Lender Fees
 30 Years Fixed
6.464% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.566 Points$1,811 Points Fee
$3,139 Total Fees$1,328 Lender Fees
 30 Years Fixed
6.494% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
Every Mortgage Includes Free Home Price Protection
Numbers you can trust
$0 down payment for Veterans homebuying with a VA Loan
0% down payment USDA Loan options
As low as 0% down options & down payment assistance
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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