Home Mortgage Loan Ratesin Texas

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/14/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.867% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.625 Points$2,000 Points Fee
$4,099 Total Fees$2,099 Lender Fees
 30 Years Fixed
5.989% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.616 Points$1,971 Points Fee
$3,966 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.992% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.643 Points$2,058 Points Fee
$4,053 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.011% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.668 Points$2,138 Points Fee
$4,733 Total Fees$2,595 Lender Fees
 30 Years Fixed
6.069% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.500 Points$1,600 Points Fee
$6,725 Total Fees$5,125 Lender Fees
 30 Years Fixed
6.083% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.888 Points$2,842 Points Fee
$2,842 Total Fees$0 Lender Fees
 30 Years Fixed
6.089% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.696 Points$2,227 Points Fee
$3,422 Total Fees$1,195 Lender Fees
 30 Years Fixed
6.091% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.650 Points$2,080 Points Fee
$3,130 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.093% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$3,315 Total Fees$115 Lender Fees
 30 Years Fixed
6.099% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$3,395 Total Fees$995 Lender Fees
 30 Years Fixed
6.106% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$3,645 Total Fees$1,645 Lender Fees
 30 Years Fixed
6.108% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.850 Points$2,720 Points Fee
$3,720 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.113% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$3,975 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.120% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.950 Points$3,040 Points Fee
$4,135 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.121% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.935 Points$2,992 Points Fee
$4,623 Total Fees$1,631 Lender Fees
 30 Years Fixed
6.122% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.597 Points$1,910 Points Fee
$4,205 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.128% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$4,420 Total Fees$1,620 Lender Fees
 30 Years Fixed
6.139% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$4,770 Total Fees$1,570 Lender Fees
 30 Years Fixed
6.155% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.679 Points$2,173 Points Fee
$5,373 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.207% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.872 Points$2,790 Points Fee
$2,790 Total Fees$0 Lender Fees
 30 Years Fixed
6.218% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.560 Points$1,792 Points Fee
$3,187 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.222% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.453 Points$1,450 Points Fee
$7,650 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.231% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.787 Points$2,518 Points Fee
$3,746 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.237% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.880 Points$2,816 Points Fee
$4,052 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.254% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.355% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.641 Points$2,051 Points Fee
$3,545 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.361% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.330 Points$1,056 Points Fee
$3,903 Total Fees$2,847 Lender Fees
 30 Years Fixed
6.397% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.563 Points$1,802 Points Fee
$5,002 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.471% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.637 Points$2,038 Points Fee
$3,366 Total Fees$1,328 Lender Fees
 30 Years Fixed
Veterans: Use your VA benefit to buy with 0% down
As low as 0% down options & down payment assistance
Numbers you can trust
6.181% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.612 Points$1,958 Points Fee
$1,958 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in