Home Mortgage Loan Ratesin Texas

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/26/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.832% APR 6.750% Rate 15 day rate lock $2,076 Payment per month
0.217 Points$694 Points Fee
$2,689 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.857% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$7,699 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.879% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$8,762 Total Fees$5,562 Lender Fees
 30 Years Fixed
6.971% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.637 Points$2,038 Points Fee
$3,133 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.989% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.775 Points$2,480 Points Fee
$3,705 Total Fees$1,225 Lender Fees
 30 Years Fixed
7.034% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.908 Points$2,906 Points Fee
$5,201 Total Fees$2,295 Lender Fees
 30 Years Fixed
7.102% APR 6.999% Rate 30 day rate lock $2,129 Payment per month
0.414 Points$1,325 Points Fee
$3,320 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.138% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.753 Points$2,410 Points Fee
$8,610 Total Fees$6,200 Lender Fees
 30 Years Fixed
7.152% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.986 Points$3,155 Points Fee
$5,055 Total Fees$1,900 Lender Fees
 30 Years Fixed
7.242% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.711 Points$2,275 Points Fee
$3,769 Total Fees$1,494 Lender Fees
 30 Years Fixed
7.300% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.500 Points$1,600 Points Fee
$1,600 Total Fees$0 Lender Fees
 30 Years Fixed
7.375% APR 7.250% Rate 45 day rate lock $2,183 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
Buy with a $0 down payment when you qualify for a VA Loan
As low as 0% down options & down payment assistance
Numbers you can trust
7.199% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.741 Points$2,371 Points Fee
$2,371 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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