Home Mortgage Loan Ratesin Tennessee

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/19/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.142% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.911 Points$2,915 Points Fee
$4,910 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.265% APR 6.125% Rate 15 day rate lock $1,945 Payment per month
0.871 Points$2,787 Points Fee
$4,782 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.280% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.939 Points$3,005 Points Fee
$5,300 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.330% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.503 Points$1,610 Points Fee
$2,705 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.331% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.525 Points$1,680 Points Fee
$2,730 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.339% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$2,995 Total Fees$995 Lender Fees
 30 Years Fixed
6.364% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$3,983 Total Fees$1,183 Lender Fees
 30 Years Fixed
6.398% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.987 Points$3,158 Points Fee
$9,358 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.496% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.839 Points$2,685 Points Fee
$4,080 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.506% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.597% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.549 Points$1,757 Points Fee
$3,251 Total Fees$1,494 Lender Fees
 30 Years Fixed
Veterans: Use your VA benefit to buy with 0% down
As low as 0% down options & down payment assistance
6.424% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.515 Points$1,648 Points Fee
$1,648 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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