Home Mortgage Loan Ratesin Tennessee

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/17/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.025% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.073% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.520 Points$1,664 Points Fee
$2,839 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.096% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$3,499 Total Fees$1,499 Lender Fees
 30 Years Fixed
Numbers you can trust
As low as 0% down options & down payment assistance
0% down payment USDA Loan options
5.840% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.983 Points$3,146 Points Fee
$3,146 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in