Home Mortgage Loan Ratesin Tennessee

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/21/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.627% APR 6.490% Rate 15 day rate lock $2,021 Payment per month
0.812 Points$2,598 Points Fee
$4,593 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.738% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.549 Points$1,757 Points Fee
$3,752 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.743% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.788 Points$2,522 Points Fee
$3,917 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.826% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.400 Points$1,280 Points Fee
$2,505 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.829% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.806 Points$2,579 Points Fee
$2,579 Total Fees$0 Lender Fees
 30 Years Fixed
6.882% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.640 Points$2,048 Points Fee
$4,343 Total Fees$2,295 Lender Fees
 30 Years Fixed
7.019% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.999 Points$3,197 Points Fee
$4,691 Total Fees$1,494 Lender Fees
 30 Years Fixed
7.022% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.076% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.870 Points$2,784 Points Fee
$2,784 Total Fees$0 Lender Fees
 30 Years Fixed
Numbers you can trust
As low as 0% down options & down payment assistance
Buy with a $0 down payment when you qualify for a VA Loan
6.840% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.926 Points$2,963 Points Fee
$2,963 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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