Home Mortgage Loan Ratesin Tennessee

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 12/24/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.669% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.750 Points$2,400 Points Fee
$6,130 Total Fees$3,730 Lender Fees
 30 Years Fixed
5.815% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.706 Points$2,259 Points Fee
$2,259 Total Fees$0 Lender Fees
 30 Years Fixed
5.862% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.986 Points$3,155 Points Fee
$3,905 Total Fees$750 Lender Fees
 30 Years Fixed
5.964% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.962 Points$3,078 Points Fee
$3,078 Total Fees$0 Lender Fees
 30 Years Fixed
6.087% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.671 Points$2,147 Points Fee
$3,322 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.107% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.786 Points$2,515 Points Fee
$3,843 Total Fees$1,328 Lender Fees
 30 Years Fixed
6.206% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.641 Points$2,051 Points Fee
$2,751 Total Fees$700 Lender Fees
 30 Years Fixed
6.208% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.887 Points$2,838 Points Fee
$2,838 Total Fees$0 Lender Fees
 30 Years Fixed
0% down payment USDA Loan options
Numbers you can trust
Get home in 2026 with a 0% down VA Loan
5.796% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.496 Points$1,587 Points Fee
$1,587 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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