Home Mortgage Loan Ratesin Tennessee

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 03/25/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.118% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.757 Points$2,422 Points Fee
$4,417 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.237% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.762 Points$2,438 Points Fee
$3,833 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.249% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$4,383 Total Fees$1,183 Lender Fees
 30 Years Fixed
6.250% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.754 Points$2,413 Points Fee
$8,613 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.278% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$5,377 Total Fees$2,177 Lender Fees
 30 Years Fixed
6.391% APR 6.250% Rate 45 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
Numbers you can trust
As low as 0% down options & down payment assistance
America's #1 Retail Lender (Scottsman Guide)
Veterans: Use your VA benefit to buy with 0% down
6.187% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.677 Points$2,166 Points Fee
$2,166 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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