Home Mortgage Loan Ratesin South Carolina

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in South Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 12/07/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.750% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.875 Points$2,800 Points Fee
$4,400 Total Fees$1,600 Lender Fees
 30 Years Fixed
5.864% APR 5.750% Rate 15 day rate lock $1,868 Payment per month
0.617 Points$1,974 Points Fee
$3,969 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.952% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.500 Points$1,600 Points Fee
$2,650 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.224% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.840 Points$2,688 Points Fee
$3,388 Total Fees$700 Lender Fees
 30 Years Fixed
6.330% APR 6.240% Rate 30 day rate lock $1,969 Payment per month
0.950 Points$3,040 Points Fee
$3,040 Total Fees$0 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
Numbers you can trust
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0% down payment USDA Loan options
5.837% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.943 Points$3,018 Points Fee
$3,018 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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