Home Mortgage Loan Ratesin South Carolina

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in South Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 12/22/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.710% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.777 Points$2,486 Points Fee
$2,985 Total Fees$499 Lender Fees
 30 Years Fixed
5.828% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.525 Points$1,680 Points Fee
$2,730 Total Fees$1,050 Lender Fees
 30 Years Fixed
5.845% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.725 Points$2,320 Points Fee
$3,320 Total Fees$1,000 Lender Fees
 30 Years Fixed
5.845% APR 5.750% Rate 15 day rate lock $1,868 Payment per month
0.411 Points$1,315 Points Fee
$3,310 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.859% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.875 Points$2,800 Points Fee
$3,800 Total Fees$1,000 Lender Fees
 30 Years Fixed
5.864% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.660 Points$2,112 Points Fee
$3,999 Total Fees$1,887 Lender Fees
 30 Years Fixed
5.872% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.992 Points$3,174 Points Fee
$4,269 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.894% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.944 Points$3,021 Points Fee
$5,021 Total Fees$2,000 Lender Fees
 30 Years Fixed
5.939% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.689 Points$2,205 Points Fee
$2,205 Total Fees$0 Lender Fees
 30 Years Fixed
5.942% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.722 Points$2,310 Points Fee
$2,310 Total Fees$0 Lender Fees
 30 Years Fixed
5.956% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
6.096% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.778 Points$2,490 Points Fee
$3,665 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.113% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.851 Points$2,723 Points Fee
$4,051 Total Fees$1,328 Lender Fees
 30 Years Fixed
6.209% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.677 Points$2,166 Points Fee
$2,866 Total Fees$700 Lender Fees
 30 Years Fixed
6.210% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.909 Points$2,909 Points Fee
$2,909 Total Fees$0 Lender Fees
 30 Years Fixed
Get home in 2026 with a 0% down VA Loan
5.816% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.723 Points$2,314 Points Fee
$2,314 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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