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Home Mortgage Loan Ratesin Rhode Island
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Rhode Island and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 10/14/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
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|
5.874% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.978 Points$3,130 Points Fee
|
$4,325 Total Fees$1,195 Lender Fees
|
30 Years Fixed | |
|
5.938% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.677 Points$2,166 Points Fee
|
$2,166 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.988% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.820 Points$2,624 Points Fee
|
$3,919 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.096% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.548 Points$1,754 Points Fee
|
$3,641 Total Fees$1,887 Lender Fees
|
30 Years Fixed | |
|
6.105% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.762 Points$2,438 Points Fee
|
$3,766 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
|
6.116% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,995 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.211% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.695 Points$2,224 Points Fee
|
$2,924 Total Fees$700 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| $0 down payment for Veterans homebuying with a VA Loan | ||||||
PENNYMAC |
5.926% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.555 Points$1,776 Points Fee
|
$1,776 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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