Home Mortgage Loan Ratesin Rhode Island

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Rhode Island and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 11/12/2024)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.668% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
30 Years Fixed
6.981% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.857 Points$2,742 Points Fee
$3,442 Total Fees$700 Lender Fees
30 Years Fixed
7.068% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
30 Years Fixed
7.225% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
Attention Wells Fargo customers: Special benefits and discounts available
6.869% APR 6.750% Rate 45 day rate lock $2,076 Payment per month
0.970 Points$3,104 Points Fee
$3,988 Total Fees$884 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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