Sort By:
Home Mortgage Loan Ratesin Rhode Island
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Rhode Island and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 09/09/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Make your VA benefit work for you | View Details Sponsored
|
|||||
|
6.349% APR | 6.250% Rate 15 day rate lock | $1,971 Payment per month |
0.426 Points$1,363 Points Fee
|
$3,358 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.501% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,250 Total Fees$1,850 Lender Fees
|
30 Years Fixed | |
|
6.595% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.843 Points$2,698 Points Fee
|
$3,493 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.596% APR | 6.500% Rate 45 day rate lock | $2,023 Payment per month |
0.996 Points$3,187 Points Fee
|
$3,187 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.609% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.865 Points$2,768 Points Fee
|
$3,963 Total Fees$1,195 Lender Fees
|
30 Years Fixed | |
|
6.619% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.927 Points$2,966 Points Fee
|
$4,202 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.634% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.793 Points$2,538 Points Fee
|
$8,738 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.744% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.767 Points$2,454 Points Fee
|
$3,948 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.770% APR | 6.625% Rate 45 day rate lock | $2,049 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.812% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.938 Points$3,002 Points Fee
|
$6,202 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.834% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.859 Points$2,749 Points Fee
|
$2,749 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.864% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.809 Points$2,589 Points Fee
|
$3,916 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Numbers you can trust | ||||||
ADVERTISEMENT
| ATTN Homebuyers: explore all your options. | ||||||
ADVERTISEMENT
| As low as 0% down options & down payment assistance | ||||||
ADVERTISEMENT
| Proud to help you find the home loan of your future | ||||||
ADVERTISEMENT
| Buy with a $0 down payment when you qualify for a VA Loan | ||||||
PENNYMAC |
6.666% APR | 6.624% Rate 30 day rate lock | $2,049 Payment per month |
0.430 Points$1,376 Points Fee
|
$1,376 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Rhode Island Cities Resource
Choose your city below to view local mortgage lenders in your area: