Home Mortgage Loan Ratesin Oregon

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 03/29/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.196% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.766 Points$2,451 Points Fee
$2,451 Total Fees$0 Lender Fees
 30 Years Fixed
6.338% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.926 Points$2,963 Points Fee
$3,352 Total Fees$389 Lender Fees
 30 Years Fixed
6.360% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.576 Points$1,843 Points Fee
$8,043 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.376% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.821 Points$2,627 Points Fee
$4,409 Total Fees$1,782 Lender Fees
 30 Years Fixed
6.719% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.972 Points$3,110 Points Fee
$3,110 Total Fees$0 Lender Fees
 30 Years Fixed
Veterans: Use your VA benefit to buy with 0% down
Numbers you can trust
As low as 0% down options & down payment assistance
6.306% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.594 Points$1,901 Points Fee
$1,901 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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