Home Mortgage Loan Ratesin Oregon

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 08/18/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.339% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.944 Points$3,021 Points Fee
$3,021 Total Fees$0 Lender Fees
 30 Years Fixed
6.367% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.801 Points$2,563 Points Fee
$3,958 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.384% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.799 Points$2,557 Points Fee
$4,557 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.438% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.665 Points$2,128 Points Fee
$2,517 Total Fees$389 Lender Fees
 30 Years Fixed
6.468% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.760 Points$2,432 Points Fee
$3,132 Total Fees$700 Lender Fees
 30 Years Fixed
6.483% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.546 Points$1,747 Points Fee
$3,635 Total Fees$1,888 Lender Fees
 30 Years Fixed
6.490% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.610 Points$1,952 Points Fee
$3,947 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.506% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.587% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.536 Points$1,715 Points Fee
$3,043 Total Fees$1,328 Lender Fees
 30 Years Fixed
Numbers you can trust
As low as 0% down options & down payment assistance
PenFed membership is open to everyone, including you.
$0 down payment for Veterans homebuying with a VA Loan
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in