Home Mortgage Loan Ratesin Oregon

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/25/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.935% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.500 Points$1,600 Points Fee
$6,099 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.998% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.909 Points$2,909 Points Fee
$4,004 Total Fees$1,095 Lender Fees
 30 Years Fixed
7.099% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.854 Points$2,733 Points Fee
$3,528 Total Fees$795 Lender Fees
 30 Years Fixed
7.102% APR 6.999% Rate 30 day rate lock $2,129 Payment per month
0.414 Points$1,325 Points Fee
$3,320 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.146% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.757 Points$2,422 Points Fee
$4,717 Total Fees$2,295 Lender Fees
 30 Years Fixed
7.215% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.591 Points$1,891 Points Fee
$3,127 Total Fees$1,236 Lender Fees
 30 Years Fixed
7.225% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.755 Points$2,416 Points Fee
$7,948 Total Fees$5,532 Lender Fees
 30 Years Fixed
7.260% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.734 Points$2,349 Points Fee
$4,349 Total Fees$2,000 Lender Fees
 30 Years Fixed
7.263% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.837 Points$2,678 Points Fee
$4,578 Total Fees$1,900 Lender Fees
 30 Years Fixed
7.264% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.958 Points$3,066 Points Fee
$4,461 Total Fees$1,395 Lender Fees
 30 Years Fixed
7.268% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.963 Points$3,082 Points Fee
$4,713 Total Fees$1,631 Lender Fees
 30 Years Fixed
7.270% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.992 Points$3,174 Points Fee
$4,668 Total Fees$1,494 Lender Fees
 30 Years Fixed
7.273% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.838 Points$2,682 Points Fee
$8,882 Total Fees$6,200 Lender Fees
 30 Years Fixed
7.303% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.531 Points$1,699 Points Fee
$1,699 Total Fees$0 Lender Fees
 30 Years Fixed
7.318% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.938 Points$3,002 Points Fee
$6,202 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.373% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.859 Points$2,749 Points Fee
$4,076 Total Fees$1,327 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
Numbers you can trust
Buy with a $0 down payment when you qualify for a VA Loan
7.221% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.961 Points$3,075 Points Fee
$3,075 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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