Home Mortgage Loan Ratesin Ohio

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Ohio and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 11/13/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.862% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.900 Points$2,880 Points Fee
$3,930 Total Fees$1,050 Lender Fees
30 Years Fixed
5.885% APR 5.750% Rate 15 day rate lock $1,868 Payment per month
0.850 Points$2,720 Points Fee
$4,715 Total Fees$1,995 Lender Fees
30 Years Fixed
5.966% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.982 Points$3,142 Points Fee
$3,142 Total Fees$0 Lender Fees
30 Years Fixed
5.993% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.683 Points$2,186 Points Fee
$4,176 Total Fees$1,990 Lender Fees
30 Years Fixed
6.090% APR 6.090% Rate 30 day rate lock $1,938 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
30 Years Fixed
6.109% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.695 Points$2,224 Points Fee
$4,111 Total Fees$1,887 Lender Fees
30 Years Fixed
6.115% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.872 Points$2,790 Points Fee
$4,118 Total Fees$1,328 Lender Fees
30 Years Fixed
6.128% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
30 Years Fixed
6.221% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.705 Points$2,256 Points Fee
$3,522 Total Fees$1,266 Lender Fees
30 Years Fixed
6.229% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.894 Points$2,861 Points Fee
$3,561 Total Fees$700 Lender Fees
30 Years Fixed
6.341% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.965 Points$3,088 Points Fee
$3,088 Total Fees$0 Lender Fees
30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
5.924% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.533 Points$1,706 Points Fee
$1,706 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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