Home Mortgage Loan Ratesin Ohio

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Ohio and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 11/06/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.862% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.900 Points$2,880 Points Fee
$3,930 Total Fees$1,050 Lender Fees
 30 Years Fixed
5.946% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.772 Points$2,470 Points Fee
$2,470 Total Fees$0 Lender Fees
 30 Years Fixed
6.090% APR 6.090% Rate 30 day rate lock $1,938 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
6.104% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.500 Points$1,600 Points Fee
$3,595 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.453% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.602 Points$1,926 Points Fee
$2,626 Total Fees$700 Lender Fees
 30 Years Fixed
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0% down payment USDA Loan options
Numbers you can trust
$0 down payment for Veterans homebuying with a VA Loan
5.940% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.698 Points$2,234 Points Fee
$2,234 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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