Home Mortgage Loan Ratesin Ohio

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Ohio and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/06/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.764% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.910 Points$2,912 Points Fee
$4,907 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.966% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.361 Points$1,155 Points Fee
$3,150 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.992% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.895 Points$2,864 Points Fee
$4,192 Total Fees$1,328 Lender Fees
 30 Years Fixed
6.089% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$3,050 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.097% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.725 Points$2,320 Points Fee
$3,320 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.103% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.541 Points$1,731 Points Fee
$7,931 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.105% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.750 Points$2,400 Points Fee
$3,970 Total Fees$1,570 Lender Fees
 30 Years Fixed
6.199% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.789 Points$2,525 Points Fee
$2,525 Total Fees$0 Lender Fees
 30 Years Fixed
6.221% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.585 Points$1,872 Points Fee
$3,267 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.254% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.333% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.525 Points$1,680 Points Fee
$2,890 Total Fees$1,210 Lender Fees
 30 Years Fixed
6.465% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.952 Points$3,046 Points Fee
$3,046 Total Fees$0 Lender Fees
 30 Years Fixed
6.477% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.706 Points$2,259 Points Fee
$3,587 Total Fees$1,328 Lender Fees
 30 Years Fixed
Veterans: Use your VA benefit to buy with 0% down
Numbers you can trust
America's #1 Retail Lender (Scottsman Guide)
As low as 0% down options & down payment assistance
6.073% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.892 Points$2,854 Points Fee
$2,854 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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