Home Mortgage Loan Ratesin Ohio

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Ohio and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 11/03/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.837% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.625 Points$2,000 Points Fee
$3,050 Total Fees$1,050 Lender Fees
30 Years Fixed
5.851% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.775 Points$2,480 Points Fee
$3,530 Total Fees$1,050 Lender Fees
30 Years Fixed
5.881% APR 5.750% Rate 15 day rate lock $1,868 Payment per month
0.803 Points$2,570 Points Fee
$4,565 Total Fees$1,995 Lender Fees
30 Years Fixed
5.940% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.703 Points$2,250 Points Fee
$2,250 Total Fees$0 Lender Fees
30 Years Fixed
5.966% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.989 Points$3,165 Points Fee
$3,165 Total Fees$0 Lender Fees
30 Years Fixed
6.002% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.783 Points$2,506 Points Fee
$4,496 Total Fees$1,990 Lender Fees
30 Years Fixed
6.090% APR 6.090% Rate 30 day rate lock $1,938 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
30 Years Fixed
6.112% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.840 Points$2,688 Points Fee
$4,015 Total Fees$1,327 Lender Fees
30 Years Fixed
6.119% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.893 Points$2,858 Points Fee
$4,608 Total Fees$1,750 Lender Fees
30 Years Fixed
6.128% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
30 Years Fixed
6.227% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.866 Points$2,771 Points Fee
$3,471 Total Fees$700 Lender Fees
30 Years Fixed
6.333% APR 6.240% Rate 30 day rate lock $1,969 Payment per month
0.982 Points$3,142 Points Fee
$3,142 Total Fees$0 Lender Fees
30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
5.934% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.633 Points$2,026 Points Fee
$2,026 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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