Home Mortgage Loan Ratesin Ohio

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Ohio and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 01/06/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.746% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
1.000 Points$3,200 Points Fee
$4,250 Total Fees$1,050 Lender Fees
 30 Years Fixed
5.782% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.352 Points$1,126 Points Fee
$1,126 Total Fees$0 Lender Fees
 30 Years Fixed
5.841% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.992 Points$3,174 Points Fee
$3,174 Total Fees$0 Lender Fees
 30 Years Fixed
5.853% APR 5.750% Rate 15 day rate lock $1,868 Payment per month
0.495 Points$1,584 Points Fee
$3,579 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.934% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.640 Points$2,048 Points Fee
$2,048 Total Fees$0 Lender Fees
 30 Years Fixed
5.946% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.773 Points$2,474 Points Fee
$2,474 Total Fees$0 Lender Fees
 30 Years Fixed
5.972% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.700 Points$2,240 Points Fee
$3,450 Total Fees$1,210 Lender Fees
 30 Years Fixed
6.102% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.732 Points$2,342 Points Fee
$3,670 Total Fees$1,328 Lender Fees
 30 Years Fixed
6.200% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.586 Points$1,875 Points Fee
$2,575 Total Fees$700 Lender Fees
 30 Years Fixed
6.205% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.853 Points$2,730 Points Fee
$2,730 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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