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Home Mortgage Loan Ratesin North Dakota
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in North Dakota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 06/17/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
6.093% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.737 Points$2,358 Points Fee
|
$3,553 Total Fees$1,195 Lender Fees
|
30 Years Fixed | |
|
6.114% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.703 Points$2,250 Points Fee
|
$4,250 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
6.132% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.706 Points$2,259 Points Fee
|
$4,554 Total Fees$2,295 Lender Fees
|
30 Years Fixed | |
|
6.136% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.901 Points$2,883 Points Fee
|
$9,083 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.241% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.750 Points$2,400 Points Fee
|
$3,970 Total Fees$1,570 Lender Fees
|
30 Years Fixed | |
|
6.261% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.990 Points$3,168 Points Fee
|
$4,662 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.265% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.342% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.663 Points$2,122 Points Fee
|
$3,358 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.409% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.688 Points$2,202 Points Fee
|
$5,402 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.470% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.632 Points$2,022 Points Fee
|
$3,350 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
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| Veterans: Use your VA benefit to buy with 0% down | ||||||
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| Numbers you can trust | ||||||
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| ATTN Homebuyers: explore all your options. | ||||||
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| As low as 0% down options & down payment assistance | ||||||
PENNYMAC |
6.214% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.951 Points$3,043 Points Fee
|
$3,043 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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