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Home Mortgage Loan Ratesin New Mexico
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in New Mexico and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 09/18/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.868% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.780 Points$2,496 Points Fee
|
$3,891 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.869% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.505 Points$1,616 Points Fee
|
$3,911 Total Fees$2,295 Lender Fees
|
30 Years Fixed | |
|
6.896% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.873 Points$2,794 Points Fee
|
$8,994 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
7.009% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.901 Points$2,883 Points Fee
|
$4,377 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
7.022% APR | 6.875% Rate 45 day rate lock | $2,103 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
7.062% APR | 6.990% Rate 30 day rate lock | $2,127 Payment per month |
0.726 Points$2,323 Points Fee
|
$2,323 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
6.824% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.762 Points$2,438 Points Fee
|
$2,438 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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