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Home Mortgage Loan Ratesin New Mexico
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in New Mexico and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 07/15/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.467% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,175 Total Fees$1,175 Lender Fees
|
30 Years Fixed | |
|
6.593% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.640 Points$2,048 Points Fee
|
$3,443 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.655% APR | 6.500% Rate 45 day rate lock | $2,023 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.705% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.604 Points$1,933 Points Fee
|
$2,633 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.725% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.667 Points$2,134 Points Fee
|
$3,462 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
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| 0% down payment USDA Loan options | ||||||
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| $0 down payment for Veterans homebuying with a VA Loan | ||||||
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| As low as 0% down options & down payment assistance | ||||||
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| Numbers you can trust | ||||||
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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