Home Mortgage Loan Ratesin New Jersey

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in New Jersey and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/23/2022)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.544% APR 5.500% Rate 30 day rate lock $1,420 Payment per month
0.482 Points$1,205 Points Fee
$1,205 Total Fees$0 Lender Fees
30 Years Fixed
6.297% APR 6.250% Rate 30 day rate lock $1,540 Payment per month
0.000 Points$0 Points Fee
$1,250 Total Fees$1,250 Lender Fees
30 Years Fixed
5.052% APR 5.000% Rate 30 day rate lock $1,343 Payment per month
0.201 Points$502 Points Fee
$1,498 Total Fees$995 Lender Fees
30 Years Fixed
5.013% APR 5.000% Rate 30 day rate lock $1,343 Payment per month
0.149 Points$372 Points Fee
$372 Total Fees$0 Lender Fees
30 Years Fixed
4.500% APR 4.500% Rate 30 day rate lock $1,267 Payment per month
-0.013 Points($32) Points Fee
($32) Total Fees$0 Lender Fees
30 Years Fixed
4.721% APR 4.625% Rate 30 day rate lock $1,286 Payment per month
0.119 Points$297 Points Fee
$2,798 Total Fees$2,500 Lender Fees
30 Years Fixed
5.210% APR 5.125% Rate 60 day rate lock $1,362 Payment per month
0.250 Points$625 Points Fee
$2,419 Total Fees$1,794 Lender Fees
30 Years Fixed
4.810% APR 4.810% Rate 30 day rate lock $1,314 Payment per month
-0.103 Points($257) Points Fee
($258) Total Fees$0 Lender Fees
30 Years Fixed
6.411% APR 6.375% Rate 30 day rate lock $1,560 Payment per month
-0.125 Points($312) Points Fee
$938 Total Fees$1,251 Lender Fees
30 Years Fixed
4.990% APR 4.990% Rate 30 day rate lock $1,341 Payment per month
-0.236 Points($590) Points Fee
($590) Total Fees$0 Lender Fees
30 Years Fixed
5.625% APR 5.625% Rate 60 day rate lock $1,440 Payment per month
-0.062 Points($155) Points Fee
($155) Total Fees$0 Lender Fees
30 Years Fixed
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

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