Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in New Jersey and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
---|---|---|---|---|---|---|---|
|
5.887% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
1.000 Points$3,200 Points Fee
|
$4,800 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
5.990% APR | 5.990% Rate 15 day rate lock | $1,917 Payment per month |
0.000 Points$0 Points Fee
|
$0 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.055% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.694 Points$2,221 Points Fee
|
$2,221 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.581% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.727 Points$2,326 Points Fee
|
$3,026 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.722% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,200 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Down payments as low as 1% | ||||||
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| $0 down payment for Veterans homebuying with a VA Loan | ||||||
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| Attention Wells Fargo customers: Special benefits and discounts available | ||||||
Ally Bank |
6.355% APR | 6.250% Rate 45 day rate lock | $1,971 Payment per month |
0.863 Points$2,762 Points Fee
|
$3,646 Total Fees$884 Lender Fees
|
30 Years Fixed |
In New Jersey, home mortgage loan rates fluctuate based on market conditions, borrower creditworthiness, and loan type. Currently, rates may vary for fixed-rate mortgages, adjustable-rate mortgages (ARMs), and refinancing options, reflecting national economic trends and local housing market dynamics. Prospective homebuyers and those looking to refinance in New Jersey should compare rates from multiple lenders to find the best fit for their financial situation and housing needs.
Choose your city below to view local mortgage lenders in your area: