Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in New Jersey and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
---|---|---|---|---|---|---|---|
|
6.116% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,000 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
6.585% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.993 Points$3,178 Points Fee
|
$3,178 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.656% APR | 6.500% Rate 45 day rate lock | $2,023 Payment per month |
0.626 Points$2,003 Points Fee
|
$5,203 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.701% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.564 Points$1,805 Points Fee
|
$2,505 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
7.064% APR | 6.990% Rate 30 day rate lock | $2,127 Payment per month |
0.750 Points$2,400 Points Fee
|
$2,400 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
7.224% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.997 Points$3,190 Points Fee
|
$3,190 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Ally Bank |
6.575% APR | 6.500% Rate 45 day rate lock | $2,023 Payment per month |
0.536 Points$1,715 Points Fee
|
$2,599 Total Fees$884 Lender Fees
|
30 Years Fixed |
In New Jersey, home mortgage loan rates fluctuate based on market conditions, borrower creditworthiness, and loan type. Currently, rates may vary for fixed-rate mortgages, adjustable-rate mortgages (ARMs), and refinancing options, reflecting national economic trends and local housing market dynamics. Prospective homebuyers and those looking to refinance in New Jersey should compare rates from multiple lenders to find the best fit for their financial situation and housing needs.
Choose your city below to view local mortgage lenders in your area: