Home Mortgage Loan Ratesin New Jersey

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in New Jersey and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 10/06/2024)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.887% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
1.000 Points$3,200 Points Fee
$4,800 Total Fees$1,600 Lender Fees
30 Years Fixed
5.990% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
30 Years Fixed
6.055% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.694 Points$2,221 Points Fee
$2,221 Total Fees$0 Lender Fees
30 Years Fixed
6.581% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.727 Points$2,326 Points Fee
$3,026 Total Fees$700 Lender Fees
30 Years Fixed
6.722% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
30 Years Fixed
Down payments as low as 1%
$0 down payment for Veterans homebuying with a VA Loan
Attention Wells Fargo customers: Special benefits and discounts available
6.355% APR 6.250% Rate 45 day rate lock $1,971 Payment per month
0.863 Points$2,762 Points Fee
$3,646 Total Fees$884 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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