Home Mortgage Loan Ratesin Montana

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Montana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 08/25/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.294% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$5,914 Total Fees$3,515 Lender Fees
30 Years Fixed
6.363% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.482 Points$1,542 Points Fee
$3,837 Total Fees$2,295 Lender Fees
30 Years Fixed
6.381% APR 6.250% Rate 35 day rate lock $1,971 Payment per month
0.949 Points$3,037 Points Fee
$4,432 Total Fees$1,395 Lender Fees
30 Years Fixed
6.475% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.450 Points$1,440 Points Fee
$7,640 Total Fees$6,200 Lender Fees
30 Years Fixed
6.509% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.946 Points$3,027 Points Fee
$4,521 Total Fees$1,494 Lender Fees
30 Years Fixed
6.529% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
30 Years Fixed
As low as 0% down options & down payment assistance
Numbers you can trust
Buy with a $0 down payment when you qualify for a VA Loan
6.319% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.732 Points$2,342 Points Fee
$2,342 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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