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Home Mortgage Loan Ratesin Montana
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Montana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 10/29/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
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5.991% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.891 Points$2,851 Points Fee
|
$4,179 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
|
6.002% APR | 5.875% Rate 45 day rate lock | $1,893 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,395 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.082% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.770 Points$2,464 Points Fee
|
$3,164 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.330% APR | 6.240% Rate 30 day rate lock | $1,969 Payment per month |
0.954 Points$3,053 Points Fee
|
$3,053 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Numbers you can trust | ||||||
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| $0 down payment for Veterans homebuying with a VA Loan | ||||||
PENNYMAC |
5.841% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.993 Points$3,178 Points Fee
|
$3,178 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
