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Home Mortgage Loan Ratesin Minnesota
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Minnesota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 03/25/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
6.021% APR | 5.875% Rate 15 day rate lock | $1,893 Payment per month |
0.957 Points$3,062 Points Fee
|
$5,057 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.128% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.815 Points$2,608 Points Fee
|
$8,808 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.190% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.690 Points$2,208 Points Fee
|
$2,208 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.226% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.639 Points$2,045 Points Fee
|
$3,440 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.237% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.887 Points$2,838 Points Fee
|
$3,833 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.356% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.779 Points$2,493 Points Fee
|
$3,721 Total Fees$1,228 Lender Fees
|
30 Years Fixed | |
|
6.425% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.529 Points$1,693 Points Fee
|
$1,693 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.492% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.864 Points$2,765 Points Fee
|
$4,092 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Veterans: Use your VA benefit to buy with 0% down | ||||||
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| As low as 0% down options & down payment assistance | ||||||
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| Numbers you can trust | ||||||
PENNYMAC |
6.196% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.769 Points$2,461 Points Fee
|
$2,461 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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