Home Mortgage Loan Ratesin Minnesota

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Minnesota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 03/19/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.093% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
30 Years Fixed
6.163% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
30 Years Fixed
6.378% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.924 Points$2,957 Points Fee
$4,352 Total Fees$1,395 Lender Fees
30 Years Fixed
6.475% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.739 Points$2,365 Points Fee
$3,360 Total Fees$995 Lender Fees
30 Years Fixed
6.578% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.694 Points$2,221 Points Fee
$2,921 Total Fees$700 Lender Fees
30 Years Fixed
6.632% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
30 Years Fixed
6.709% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.838 Points$2,682 Points Fee
$6,982 Total Fees$4,300 Lender Fees
30 Years Fixed
7.476% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
30 Years Fixed
As low as 0% down options & down payment assistance
0% down payment USDA Loan options
PenFed membership is open to everyone, including you.
$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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