Home Mortgage Loan Ratesin Minnesota

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Minnesota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/21/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.609% APR 6.490% Rate 15 day rate lock $2,021 Payment per month
0.620 Points$1,984 Points Fee
$3,979 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.742% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.778 Points$2,490 Points Fee
$3,885 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.876% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.582 Points$1,862 Points Fee
$4,157 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.963% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.257 Points$822 Points Fee
$7,022 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.971% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.976 Points$3,123 Points Fee
$3,123 Total Fees$0 Lender Fees
 30 Years Fixed
7.095% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.491 Points$1,571 Points Fee
$3,065 Total Fees$1,494 Lender Fees
 30 Years Fixed
7.125% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.897 Points$2,870 Points Fee
$4,198 Total Fees$1,328 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
Buy with a $0 down payment when you qualify for a VA Loan
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Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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