Sort By:
Home Mortgage Loan Ratesin Minnesota
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Minnesota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 12/25/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
|||||
|
5.874% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.726 Points$2,323 Points Fee
|
$4,323 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
5.924% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.528 Points$1,690 Points Fee
|
$1,690 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.964% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.962 Points$3,078 Points Fee
|
$3,078 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.045% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.000 Points$0 Points Fee
|
$1,887 Total Fees$1,887 Lender Fees
|
30 Years Fixed | |
|
6.066% APR | 5.999% Rate 30 day rate lock | $1,919 Payment per month |
0.721 Points$2,307 Points Fee
|
$2,307 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.107% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.786 Points$2,515 Points Fee
|
$3,843 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
|
6.206% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.641 Points$2,051 Points Fee
|
$2,751 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.208% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.887 Points$2,838 Points Fee
|
$2,838 Total Fees$0 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Get home in 2026 with a 0% down VA Loan | ||||||
PENNYMAC |
5.800% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.546 Points$1,747 Points Fee
|
$1,747 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Minnesota Cities Resource
Choose your city below to view local mortgage lenders in your area: