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Home Mortgage Loan Ratesin Minnesota
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Minnesota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 10/25/2025)
Veterans: Get Qualified for $0 Down|
Lender
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APR
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Rate
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Payment
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Points
|
Fees
|
Loan Type
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Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
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5.836% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.941 Points$3,011 Points Fee
|
$3,011 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.934% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.640 Points$2,048 Points Fee
|
$2,048 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.089% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.951 Points$3,043 Points Fee
|
$3,043 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.203% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.612 Points$1,958 Points Fee
|
$2,658 Total Fees$700 Lender Fees
|
30 Years Fixed | |
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| Numbers you can trust | ||||||
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| $0 down payment for Veterans homebuying with a VA Loan | ||||||
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| 0% down payment USDA Loan options | ||||||
PENNYMAC |
5.820% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.766 Points$2,451 Points Fee
|
$2,451 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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