Home Mortgage Loan Ratesin Michigan

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Michigan and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/19/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.462% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.919 Points$2,941 Points Fee
$2,941 Total Fees$0 Lender Fees
 30 Years Fixed
6.627% APR 6.490% Rate 15 day rate lock $2,021 Payment per month
0.812 Points$2,598 Points Fee
$4,593 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.718% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.875 Points$2,800 Points Fee
$7,299 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.732% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.789 Points$2,525 Points Fee
$8,087 Total Fees$5,562 Lender Fees
 30 Years Fixed
6.753% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$4,250 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.803% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.550 Points$1,760 Points Fee
$1,760 Total Fees$0 Lender Fees
 30 Years Fixed
6.842% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.946 Points$3,027 Points Fee
$3,027 Total Fees$0 Lender Fees
 30 Years Fixed
6.855% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.750 Points$2,400 Points Fee
$3,450 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.876% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.500 Points$1,600 Points Fee
$4,393 Total Fees$2,793 Lender Fees
 30 Years Fixed
6.882% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.640 Points$2,048 Points Fee
$4,343 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.970% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.331 Points$1,059 Points Fee
$7,259 Total Fees$6,200 Lender Fees
 30 Years Fixed
7.019% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.999 Points$3,197 Points Fee
$4,691 Total Fees$1,494 Lender Fees
 30 Years Fixed
7.022% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.053% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.813 Points$2,602 Points Fee
$5,802 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.076% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.870 Points$2,784 Points Fee
$2,784 Total Fees$0 Lender Fees
 30 Years Fixed
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6.843% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.956 Points$3,059 Points Fee
$3,059 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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