Home Mortgage Loan Ratesin Massachusetts

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Massachusetts and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/29/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.105% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.612 Points$1,958 Points Fee
$3,953 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.149% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.976 Points$3,123 Points Fee
$5,123 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.152% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.916 Points$2,931 Points Fee
$5,226 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.220% APR 6.125% Rate 35 day rate lock $1,945 Payment per month
0.572 Points$1,830 Points Fee
$3,225 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.225% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.484 Points$1,549 Points Fee
$7,749 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.239% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$3,895 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.241% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$3,970 Total Fees$1,570 Lender Fees
 30 Years Fixed
6.334% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.573 Points$1,834 Points Fee
$3,070 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.343% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.553 Points$1,770 Points Fee
$3,165 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.421% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.813 Points$2,602 Points Fee
$5,802 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.481% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$3,727 Total Fees$1,327 Lender Fees
 30 Years Fixed
6.640% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.928 Points$2,970 Points Fee
$4,665 Total Fees$1,695 Lender Fees
 30 Years Fixed
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Numbers you can trust
6.217% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.980 Points$3,136 Points Fee
$3,136 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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