Home Mortgage Loan Ratesin Massachusetts

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Massachusetts and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 11/04/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.961% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.933 Points$2,986 Points Fee
$2,986 Total Fees$0 Lender Fees
 30 Years Fixed
6.111% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.828 Points$2,650 Points Fee
$3,977 Total Fees$1,327 Lender Fees
 30 Years Fixed
6.223% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.829 Points$2,653 Points Fee
$3,353 Total Fees$700 Lender Fees
 30 Years Fixed
6.330% APR 6.240% Rate 30 day rate lock $1,969 Payment per month
0.949 Points$3,037 Points Fee
$3,037 Total Fees$0 Lender Fees
 30 Years Fixed
Numbers you can trust
$0 down payment for Veterans homebuying with a VA Loan
5.932% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.617 Points$1,974 Points Fee
$1,974 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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