Home Mortgage Loan Ratesin Massachusetts

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Massachusetts and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/23/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.389% APR 6.250% Rate 15 day rate lock $1,971 Payment per month
0.853 Points$2,730 Points Fee
$4,725 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.579% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.713 Points$2,282 Points Fee
$2,982 Total Fees$700 Lender Fees
 30 Years Fixed
6.584% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.978 Points$3,130 Points Fee
$3,130 Total Fees$0 Lender Fees
 30 Years Fixed
6.595% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.662 Points$2,118 Points Fee
$3,513 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.625% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.943 Points$3,018 Points Fee
$4,345 Total Fees$1,327 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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