Home Mortgage Loan Ratesin Massachusetts

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Massachusetts and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/17/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.007% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.801 Points$2,563 Points Fee
$4,558 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.010% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$4,695 Total Fees$2,695 Lender Fees
 30 Years Fixed
6.102% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$3,575 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.114% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.703 Points$2,250 Points Fee
$4,250 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.119% APR 5.990% Rate 35 day rate lock $1,917 Payment per month
0.953 Points$3,050 Points Fee
$4,445 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.132% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.706 Points$2,259 Points Fee
$4,554 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.136% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.901 Points$2,883 Points Fee
$9,083 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.190% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.689 Points$2,205 Points Fee
$2,205 Total Fees$0 Lender Fees
 30 Years Fixed
6.216% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.500 Points$1,600 Points Fee
$3,095 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.220% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.701 Points$2,243 Points Fee
$3,479 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.237% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.761 Points$2,435 Points Fee
$3,830 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.241% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$3,970 Total Fees$1,570 Lender Fees
 30 Years Fixed
6.261% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.990 Points$3,168 Points Fee
$4,662 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.316% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.696 Points$2,227 Points Fee
$2,227 Total Fees$0 Lender Fees
 30 Years Fixed
6.409% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.688 Points$2,202 Points Fee
$5,402 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.470% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.632 Points$2,022 Points Fee
$3,350 Total Fees$1,328 Lender Fees
 30 Years Fixed
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6.215% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.961 Points$3,075 Points Fee
$3,075 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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