Home Mortgage Loan Ratesin Massachusetts

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Massachusetts and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 10/02/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
7.031% APR 6.875% Rate 15 day rate lock $2,103 Payment per month
0.969 Points$3,101 Points Fee
$5,096 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.224% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.743 Points$2,378 Points Fee
$3,173 Total Fees$795 Lender Fees
 30 Years Fixed
7.243% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.878 Points$2,810 Points Fee
$4,046 Total Fees$1,236 Lender Fees
 30 Years Fixed
7.250% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.543 Points$1,738 Points Fee
$4,033 Total Fees$2,295 Lender Fees
 30 Years Fixed
7.293% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.688 Points$2,202 Points Fee
$5,402 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.331% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.805 Points$2,576 Points Fee
$2,576 Total Fees$0 Lender Fees
 30 Years Fixed
7.334% APR 7.250% Rate 45 day rate lock $2,183 Payment per month
0.835 Points$2,672 Points Fee
$2,672 Total Fees$0 Lender Fees
 30 Years Fixed
7.347% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.338 Points$1,082 Points Fee
$3,082 Total Fees$2,000 Lender Fees
 30 Years Fixed
7.360% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.660 Points$2,112 Points Fee
$3,507 Total Fees$1,395 Lender Fees
 30 Years Fixed
7.363% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.649 Points$2,077 Points Fee
$3,708 Total Fees$1,631 Lender Fees
 30 Years Fixed
7.372% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.750 Points$2,400 Points Fee
$3,895 Total Fees$1,495 Lender Fees
 30 Years Fixed
7.388% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.912 Points$2,918 Points Fee
$4,412 Total Fees$1,494 Lender Fees
 30 Years Fixed
7.465% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.891 Points$2,851 Points Fee
$2,851 Total Fees$0 Lender Fees
 30 Years Fixed
7.493% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.800 Points$2,560 Points Fee
$3,888 Total Fees$1,328 Lender Fees
 30 Years Fixed
Buy with a $0 down payment when you qualify for a VA Loan
Numbers you can trust
As low as 0% down options & down payment assistance
7.303% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.530 Points$1,696 Points Fee
$1,696 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in