Home Mortgage Loan Ratesin Massachusetts

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Massachusetts and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/05/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.972% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.425 Points$1,360 Points Fee
$3,355 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.107% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.587 Points$1,878 Points Fee
$8,078 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.212% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.929 Points$2,973 Points Fee
$2,973 Total Fees$0 Lender Fees
 30 Years Fixed
6.577% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.909 Points$2,909 Points Fee
$2,909 Total Fees$0 Lender Fees
 30 Years Fixed
Veterans: Use your VA benefit to buy with 0% down
Numbers you can trust
As low as 0% down options & down payment assistance
6.093% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.999 Points$3,197 Points Fee
$3,197 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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