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Home Mortgage Loan Ratesin Maryland
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 11/13/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Get A Complimentary Pre-Approval - Fast! | View Details Sponsored
|
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|
5.862% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.900 Points$2,880 Points Fee
|
$3,930 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
5.870% APR | 5.750% Rate 15 day rate lock | $1,868 Payment per month |
0.681 Points$2,179 Points Fee
|
$4,174 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.959% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.911 Points$2,915 Points Fee
|
$2,915 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.983% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.937 Points$2,998 Points Fee
|
$3,748 Total Fees$750 Lender Fees
|
30 Years Fixed | |
|
5.987% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.869 Points$2,781 Points Fee
|
$3,876 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.115% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.872 Points$2,790 Points Fee
|
$4,118 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
|
6.124% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.966 Points$3,091 Points Fee
|
$4,266 Total Fees$1,175 Lender Fees
|
30 Years Fixed | |
|
6.216% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.747 Points$2,390 Points Fee
|
$3,090 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.341% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.965 Points$3,088 Points Fee
|
$3,088 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| $0 down payment for Veterans homebuying with a VA Loan | ||||||
PENNYMAC |
5.928% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.573 Points$1,834 Points Fee
|
$1,834 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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