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Home Mortgage Loan Ratesin Maryland
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 10/02/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
7.031% APR | 6.875% Rate 15 day rate lock | $2,103 Payment per month |
0.969 Points$3,101 Points Fee
|
$5,096 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
7.117% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.875 Points$2,800 Points Fee
|
$8,105 Total Fees$5,305 Lender Fees
|
30 Years Fixed | |
|
7.243% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.878 Points$2,810 Points Fee
|
$4,046 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
7.243% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.782 Points$2,502 Points Fee
|
$3,897 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
7.293% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.688 Points$2,202 Points Fee
|
$5,402 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
7.307% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.566 Points$1,811 Points Fee
|
$1,811 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.331% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.805 Points$2,576 Points Fee
|
$2,576 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.350% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.593 Points$1,898 Points Fee
|
$3,193 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
7.360% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.660 Points$2,112 Points Fee
|
$3,507 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
7.372% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.750 Points$2,400 Points Fee
|
$3,895 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
|
7.379% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.805 Points$2,576 Points Fee
|
$4,207 Total Fees$1,631 Lender Fees
|
30 Years Fixed | |
|
7.383% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.777 Points$2,486 Points Fee
|
$4,386 Total Fees$1,900 Lender Fees
|
30 Years Fixed | |
|
7.388% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.912 Points$2,918 Points Fee
|
$4,412 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
7.493% APR | 7.375% Rate 30 day rate lock | $2,211 Payment per month |
0.800 Points$2,560 Points Fee
|
$3,888 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
|
7.565% APR | 7.500% Rate 30 day rate lock | $2,238 Payment per month |
0.642 Points$2,054 Points Fee
|
$2,054 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
7.298% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.480 Points$1,536 Points Fee
|
$1,536 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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