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Home Mortgage Loan Ratesin Maryland
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 09/18/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.762% APR | 5.625% Rate 15 day rate lock | $1,843 Payment per month |
0.887 Points$2,838 Points Fee
|
$4,833 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.922% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.512 Points$1,638 Points Fee
|
$1,638 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.963% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.955 Points$3,056 Points Fee
|
$3,056 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.025% APR | 5.875% Rate 45 day rate lock | $1,893 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.073% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.520 Points$1,664 Points Fee
|
$2,839 Total Fees$1,175 Lender Fees
|
30 Years Fixed | |
|
6.089% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.583 Points$1,866 Points Fee
|
$3,193 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
|
6.103% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.618 Points$1,978 Points Fee
|
$3,973 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.205% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.631 Points$2,019 Points Fee
|
$2,719 Total Fees$700 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| 0% down payment USDA Loan options | ||||||
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| $0 down payment for Veterans homebuying with a VA Loan | ||||||
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| As low as 0% down options & down payment assistance | ||||||
PENNYMAC |
5.951% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.822 Points$2,630 Points Fee
|
$2,630 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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