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Home Mortgage Loan Ratesin Maryland
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 04/05/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
5.966% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.990 Points$3,168 Points Fee
|
$3,168 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.972% APR | 5.875% Rate 15 day rate lock | $1,893 Payment per month |
0.425 Points$1,360 Points Fee
|
$3,355 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.039% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.525 Points$1,680 Points Fee
|
$1,680 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.107% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.587 Points$1,878 Points Fee
|
$8,078 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.123% APR | 5.999% Rate 30 day rate lock | $1,919 Payment per month |
0.987 Points$3,158 Points Fee
|
$4,253 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.212% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.929 Points$2,973 Points Fee
|
$2,973 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.241% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.733 Points$2,346 Points Fee
|
$4,128 Total Fees$1,782 Lender Fees
|
30 Years Fixed | |
|
6.577% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.909 Points$2,909 Points Fee
|
$2,909 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Numbers you can trust | ||||||
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| Veterans: Use your VA benefit to buy with 0% down | ||||||
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| As low as 0% down options & down payment assistance | ||||||
PENNYMAC |
6.088% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.949 Points$3,037 Points Fee
|
$3,037 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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