Sort By:
Home Mortgage Loan Ratesin Maryland
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 05/21/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Make your VA benefit work for you | View Details Sponsored
|
|||||
|
6.338% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.584 Points$1,869 Points Fee
|
$2,964 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.354% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.775 Points$2,480 Points Fee
|
$3,530 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.362% APR | 6.250% Rate 15 day rate lock | $1,971 Payment per month |
0.558 Points$1,786 Points Fee
|
$3,781 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.388% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
1.000 Points$3,200 Points Fee
|
$4,695 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
|
6.456% APR | 6.374% Rate 30 day rate lock | $1,997 Payment per month |
0.516 Points$1,651 Points Fee
|
$2,746 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.465% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.950 Points$3,040 Points Fee
|
$3,040 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.478% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.607 Points$1,942 Points Fee
|
$3,574 Total Fees$1,632 Lender Fees
|
30 Years Fixed | |
|
6.478% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.482 Points$1,542 Points Fee
|
$7,742 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.481% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.801 Points$2,563 Points Fee
|
$3,799 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.493% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.750 Points$2,400 Points Fee
|
$3,970 Total Fees$1,570 Lender Fees
|
30 Years Fixed | |
|
6.498% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.854 Points$2,733 Points Fee
|
$4,128 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.518% APR | 6.374% Rate 30 day rate lock | $1,997 Payment per month |
0.666 Points$2,131 Points Fee
|
$4,978 Total Fees$2,847 Lender Fees
|
30 Years Fixed | |
|
6.613% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.710 Points$2,272 Points Fee
|
$3,766 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.662% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.688 Points$2,202 Points Fee
|
$5,402 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.737% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.791 Points$2,531 Points Fee
|
$3,859 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| As low as 0% down options & down payment assistance | ||||||
ADVERTISEMENT
| Veterans: Use your VA benefit to buy with 0% down | ||||||
ADVERTISEMENT
| Numbers you can trust | ||||||
PENNYMAC |
6.449% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.778 Points$2,490 Points Fee
|
$2,490 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Maryland Cities Resource
Choose your city below to view local mortgage lenders in your area: