Home Mortgage Loan Ratesin Maine

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Maine and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/22/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.593% APR 6.490% Rate 15 day rate lock $2,021 Payment per month
0.455 Points$1,456 Points Fee
$3,451 Total Fees$1,995 Lender Fees
30 Years Fixed
6.635% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.971 Points$3,107 Points Fee
$4,502 Total Fees$1,395 Lender Fees
30 Years Fixed
6.788% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.969 Points$3,101 Points Fee
$5,396 Total Fees$2,295 Lender Fees
30 Years Fixed
6.830% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.576 Points$1,843 Points Fee
$2,638 Total Fees$795 Lender Fees
30 Years Fixed
6.871% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.929 Points$2,973 Points Fee
$4,209 Total Fees$1,236 Lender Fees
30 Years Fixed
6.875% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.658 Points$2,106 Points Fee
$4,106 Total Fees$2,000 Lender Fees
30 Years Fixed
6.892% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.830 Points$2,656 Points Fee
$8,856 Total Fees$6,200 Lender Fees
30 Years Fixed
6.971% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.974 Points$3,117 Points Fee
$3,117 Total Fees$0 Lender Fees
30 Years Fixed
6.994% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.744 Points$2,381 Points Fee
$3,875 Total Fees$1,494 Lender Fees
30 Years Fixed
7.010% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
30 Years Fixed
7.053% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.813 Points$2,602 Points Fee
$5,802 Total Fees$3,200 Lender Fees
30 Years Fixed
7.117% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.821 Points$2,627 Points Fee
$3,955 Total Fees$1,328 Lender Fees
30 Years Fixed
Buy with a $0 down payment when you qualify for a VA Loan
As low as 0% down options & down payment assistance
6.838% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.904 Points$2,893 Points Fee
$2,893 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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