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Home Mortgage Loan Ratesin Maine
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Maine and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 03/26/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
6.102% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.953 Points$3,050 Points Fee
|
$3,845 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.135% APR | 5.990% Rate 15 day rate lock | $1,917 Payment per month |
0.933 Points$2,986 Points Fee
|
$4,981 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.142% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.963 Points$3,082 Points Fee
|
$9,282 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.208% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.888 Points$2,842 Points Fee
|
$2,842 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.251% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.911 Points$2,915 Points Fee
|
$4,310 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.351% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.760 Points$2,432 Points Fee
|
$3,427 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.403% APR | 6.250% Rate 45 day rate lock | $1,971 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.409% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.688 Points$2,202 Points Fee
|
$5,402 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.430% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.579 Points$1,853 Points Fee
|
$1,853 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.600% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.677 Points$2,166 Points Fee
|
$3,494 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
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| Veterans: Use your VA benefit to buy with 0% down | ||||||
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| As low as 0% down options & down payment assistance | ||||||
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| Numbers you can trust | ||||||
PENNYMAC |
6.298% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.509 Points$1,629 Points Fee
|
$1,629 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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