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Home Mortgage Loan Ratesin Louisiana
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Louisiana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 03/12/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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5.853% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.870 Points$2,784 Points Fee
|
$3,579 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
5.891% APR | 5.750% Rate 15 day rate lock | $1,868 Payment per month |
0.914 Points$2,925 Points Fee
|
$4,920 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.995% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.674 Points$2,157 Points Fee
|
$4,157 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
5.996% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.754 Points$2,413 Points Fee
|
$8,613 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.074% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.903 Points$2,890 Points Fee
|
$2,890 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.091% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.749 Points$2,397 Points Fee
|
$3,625 Total Fees$1,228 Lender Fees
|
30 Years Fixed | |
|
6.135% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.563 Points$1,802 Points Fee
|
$5,002 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.244% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.899 Points$2,877 Points Fee
|
$4,204 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
6.055% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.588 Points$1,882 Points Fee
|
$1,882 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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