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Home Mortgage Loan Ratesin Kentucky
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Kentucky and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 04/11/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
5.971% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.745 Points$2,384 Points Fee
|
$3,434 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
5.989% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.684 Points$2,189 Points Fee
|
$8,389 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.128% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,395 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.452% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.814 Points$2,605 Points Fee
|
$2,605 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Numbers you can trust | ||||||
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| As low as 0% down options & down payment assistance | ||||||
PENNYMAC |
5.967% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.995 Points$3,184 Points Fee
|
$3,184 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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