Sort By:
Home Mortgage Loan Ratesin Kentucky
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Kentucky and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 05/13/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Proud to help you find the home loan of your future | View Details Sponsored
|
|||||
|
5.847% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.885 Points$2,832 Points Fee
|
$7,899 Total Fees$5,067 Lender Fees
|
30 Years Fixed | |
|
6.111% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.924 Points$2,957 Points Fee
|
$4,152 Total Fees$1,195 Lender Fees
|
30 Years Fixed | |
|
6.241% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.750 Points$2,400 Points Fee
|
$3,970 Total Fees$1,570 Lender Fees
|
30 Years Fixed | |
|
6.244% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.641 Points$2,051 Points Fee
|
$4,051 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
6.245% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.945 Points$3,024 Points Fee
|
$4,119 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.247% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.722 Points$2,310 Points Fee
|
$8,510 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.277% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.328% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.517 Points$1,654 Points Fee
|
$2,890 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.370% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.807 Points$2,582 Points Fee
|
$4,076 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.433% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.938 Points$3,002 Points Fee
|
$6,202 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.486% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.796 Points$2,547 Points Fee
|
$3,875 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Veterans: Use your VA benefit to buy with 0% down | ||||||
ADVERTISEMENT
| Numbers you can trust | ||||||
ADVERTISEMENT
| As low as 0% down options & down payment assistance | ||||||
PENNYMAC |
6.202% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.829 Points$2,653 Points Fee
|
$2,653 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Kentucky Cities Resource
Choose your city below to view local mortgage lenders in your area: