Home Mortgage Loan Ratesin Kentucky

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Kentucky and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/27/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.038% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.513 Points$1,642 Points Fee
$1,642 Total Fees$0 Lender Fees
 30 Years Fixed
6.083% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.999 Points$3,197 Points Fee
$3,197 Total Fees$0 Lender Fees
 30 Years Fixed
6.124% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.994 Points$3,181 Points Fee
$4,276 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.125% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.781 Points$2,499 Points Fee
$8,699 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.132% APR 6.000% Rate 35 day rate lock $1,919 Payment per month
0.984 Points$3,149 Points Fee
$4,544 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.242% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
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6.076% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.921 Points$2,947 Points Fee
$2,947 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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