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Home Mortgage Loan Ratesin Kentucky
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Kentucky and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 10/17/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
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|
5.847% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.688 Points$2,202 Points Fee
|
$3,397 Total Fees$1,195 Lender Fees
|
30 Years Fixed | |
|
5.882% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.819 Points$2,621 Points Fee
|
$4,621 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
5.949% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.798 Points$2,554 Points Fee
|
$2,554 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.967% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.593 Points$1,898 Points Fee
|
$3,193 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.025% APR | 5.875% Rate 45 day rate lock | $1,893 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.080% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.967 Points$3,094 Points Fee
|
$3,094 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.083% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.522 Points$1,670 Points Fee
|
$2,998 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
|
6.088% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.684 Points$2,189 Points Fee
|
$3,364 Total Fees$1,175 Lender Fees
|
30 Years Fixed | |
|
6.100% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.961 Points$3,075 Points Fee
|
$3,775 Total Fees$700 Lender Fees
|
30 Years Fixed | |
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| Numbers you can trust | ||||||
ADVERTISEMENT
| As low as 0% down payment in Kentucky | ||||||
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| $0 down payment for Veterans homebuying with a VA Loan | ||||||
PENNYMAC |
5.704% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.874 Points$2,797 Points Fee
|
$2,797 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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