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Home Mortgage Loan Ratesin Iowa
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Iowa and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 02/23/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
5.593% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.501 Points$1,603 Points Fee
|
$7,803 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
5.798% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.528 Points$1,690 Points Fee
|
$1,690 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.956% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.880 Points$2,816 Points Fee
|
$2,816 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.977% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.733 Points$2,346 Points Fee
|
$3,673 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.585% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.936 Points$2,995 Points Fee
|
$2,995 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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