Home Mortgage Loan Ratesin Iowa

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Iowa and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 12/25/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.815% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.706 Points$2,259 Points Fee
$2,259 Total Fees$0 Lender Fees
 30 Years Fixed
6.104% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.500 Points$1,600 Points Fee
$3,595 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.107% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.786 Points$2,515 Points Fee
$3,843 Total Fees$1,328 Lender Fees
 30 Years Fixed
6.206% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.641 Points$2,051 Points Fee
$2,751 Total Fees$700 Lender Fees
 30 Years Fixed
6.208% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.887 Points$2,838 Points Fee
$2,838 Total Fees$0 Lender Fees
 30 Years Fixed
Numbers you can trust
Get home in 2026 with a 0% down VA Loan
0% down payment USDA Loan options
5.805% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.596 Points$1,907 Points Fee
$1,907 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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