Sort By:
Home Mortgage Loan Ratesin Iowa
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Iowa and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 08/22/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Make your VA benefit work for you | View Details Sponsored
|
|||||
|
6.384% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.700 Points$2,240 Points Fee
|
$4,535 Total Fees$2,295 Lender Fees
|
30 Years Fixed | |
|
6.521% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.942 Points$3,014 Points Fee
|
$9,214 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.918% APR | 6.875% Rate 35 day rate lock | $2,103 Payment per month |
0.000 Points$0 Points Fee
|
$1,395 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Numbers you can trust | ||||||
ADVERTISEMENT
| As low as 0% down options & down payment assistance | ||||||
ADVERTISEMENT
| Buy with a $0 down payment when you qualify for a VA Loan | ||||||
ADVERTISEMENT
| ATTN Homebuyers: explore all your options. | ||||||
PENNYMAC |
6.442% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.699 Points$2,237 Points Fee
|
$2,237 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Iowa Cities Resource
Choose your city below to view local mortgage lenders in your area: