Home Mortgage Loan Ratesin Illinois

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Illinois and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 08/19/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.124% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.822 Points$2,630 Points Fee
$4,625 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.243% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.633 Points$2,026 Points Fee
$4,021 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.247% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$8,530 Total Fees$5,330 Lender Fees
 30 Years Fixed
6.339% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$3,070 Total Fees$1,070 Lender Fees
 30 Years Fixed
6.374% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.596 Points$1,907 Points Fee
$4,202 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.381% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.987 Points$3,158 Points Fee
$4,453 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.462% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.919 Points$2,941 Points Fee
$2,941 Total Fees$0 Lender Fees
 30 Years Fixed
6.469% APR 6.375% Rate 35 day rate lock $1,997 Payment per month
0.554 Points$1,773 Points Fee
$3,168 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.476% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.626 Points$2,003 Points Fee
$3,398 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.480% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.796 Points$2,547 Points Fee
$3,783 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.490% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.618 Points$1,978 Points Fee
$8,178 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.579% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.821 Points$2,627 Points Fee
$2,627 Total Fees$0 Lender Fees
 30 Years Fixed
6.662% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.688 Points$2,202 Points Fee
$5,402 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.717% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.581 Points$1,859 Points Fee
$3,187 Total Fees$1,328 Lender Fees
 30 Years Fixed
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6.329% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.836 Points$2,675 Points Fee
$2,675 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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