Home Mortgage Loan Ratesin Illinois

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Illinois and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 10/16/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.690% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.720 Points$2,304 Points Fee
$2,304 Total Fees$0 Lender Fees
 30 Years Fixed
5.824% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.807 Points$2,582 Points Fee
$2,582 Total Fees$0 Lender Fees
 30 Years Fixed
6.091% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.979 Points$3,133 Points Fee
$3,133 Total Fees$0 Lender Fees
 30 Years Fixed
6.100% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.964 Points$3,085 Points Fee
$3,785 Total Fees$700 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
Numbers you can trust
"Unlock Your Dream Home with Us!"
0% down payment USDA Loan options
5.812% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.677 Points$2,166 Points Fee
$2,166 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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