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Home Mortgage Loan Ratesin Idaho
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 03/16/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
5.851% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.852 Points$2,726 Points Fee
|
$3,521 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
5.944% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.750 Points$2,400 Points Fee
|
$2,400 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.961% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.929 Points$2,973 Points Fee
|
$2,973 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.989% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.609 Points$1,949 Points Fee
|
$3,949 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
5.992% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.830 Points$2,656 Points Fee
|
$4,051 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.003% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,577 Total Fees$2,177 Lender Fees
|
30 Years Fixed | |
|
6.031% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.688 Points$2,202 Points Fee
|
$5,402 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.041% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.551 Points$1,763 Points Fee
|
$2,152 Total Fees$389 Lender Fees
|
30 Years Fixed | |
|
6.069% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.843 Points$2,698 Points Fee
|
$2,698 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.238% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.837 Points$2,678 Points Fee
|
$4,006 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
|
6.329% APR | 6.240% Rate 30 day rate lock | $1,969 Payment per month |
0.948 Points$3,034 Points Fee
|
$3,034 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.360% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.834 Points$2,669 Points Fee
|
$3,776 Total Fees$1,107 Lender Fees
|
30 Years Fixed | |
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| Numbers you can trust | ||||||
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| As low as 0% down options & down payment assistance | ||||||
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| America's #1 Retail Lender (Scottsman Guide) | ||||||
PENNYMAC |
5.955% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.863 Points$2,762 Points Fee
|
$2,762 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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