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Home Mortgage Loan Ratesin Idaho
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 12/31/2025)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
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|
5.696% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.624 Points$1,997 Points Fee
|
$2,496 Total Fees$499 Lender Fees
|
30 Years Fixed | |
|
5.891% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.914 Points$2,925 Points Fee
|
$4,925 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
5.930% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.592 Points$1,894 Points Fee
|
$1,894 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.110% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.965 Points$3,088 Points Fee
|
$3,788 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.124% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.000 Points$0 Points Fee
|
$389 Total Fees$389 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.813% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.686 Points$2,195 Points Fee
|
$2,195 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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