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Home Mortgage Loan Ratesin Idaho
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 08/18/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.225% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.694 Points$2,221 Points Fee
|
$3,416 Total Fees$1,195 Lender Fees
|
30 Years Fixed | |
|
6.339% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.944 Points$3,021 Points Fee
|
$3,021 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.367% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.801 Points$2,563 Points Fee
|
$3,958 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.384% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.799 Points$2,557 Points Fee
|
$4,557 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
6.438% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.665 Points$2,128 Points Fee
|
$2,517 Total Fees$389 Lender Fees
|
30 Years Fixed | |
|
6.468% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.760 Points$2,432 Points Fee
|
$3,132 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.483% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.546 Points$1,747 Points Fee
|
$3,635 Total Fees$1,888 Lender Fees
|
30 Years Fixed | |
|
6.496% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.944 Points$3,021 Points Fee
|
$4,128 Total Fees$1,107 Lender Fees
|
30 Years Fixed | |
|
6.506% APR | 6.375% Rate 45 day rate lock | $1,997 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,395 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.587% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.536 Points$1,715 Points Fee
|
$3,043 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
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| Numbers you can trust | ||||||
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Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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