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Home Mortgage Loan Ratesin Idaho
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 10/30/2025)
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Lender
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APR
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Rate
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Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
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5.635% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
1.000 Points$3,200 Points Fee
|
$4,800 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
6.036% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.488 Points$1,562 Points Fee
|
$1,951 Total Fees$389 Lender Fees
|
30 Years Fixed | |
|
6.227% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.875 Points$2,800 Points Fee
|
$3,500 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.331% APR | 6.240% Rate 30 day rate lock | $1,969 Payment per month |
0.959 Points$3,069 Points Fee
|
$3,069 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| $0 down payment for Veterans homebuying with a VA Loan | ||||||
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| Numbers you can trust | ||||||
PENNYMAC |
5.921% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.503 Points$1,610 Points Fee
|
$1,610 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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