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Home Mortgage Loan Ratesin Idaho
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 09/27/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.935% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.500 Points$1,600 Points Fee
|
$6,099 Total Fees$4,499 Lender Fees
|
30 Years Fixed | |
|
7.034% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.908 Points$2,906 Points Fee
|
$5,201 Total Fees$2,295 Lender Fees
|
30 Years Fixed | |
|
7.062% APR | 6.990% Rate 30 day rate lock | $2,127 Payment per month |
0.729 Points$2,333 Points Fee
|
$2,333 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.102% APR | 6.999% Rate 30 day rate lock | $2,129 Payment per month |
0.414 Points$1,325 Points Fee
|
$3,320 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
7.138% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.753 Points$2,410 Points Fee
|
$8,610 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
7.242% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.711 Points$2,275 Points Fee
|
$3,769 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
7.300% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.500 Points$1,600 Points Fee
|
$1,600 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.318% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.938 Points$3,002 Points Fee
|
$6,202 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
7.209% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.841 Points$2,691 Points Fee
|
$2,691 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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