Home Mortgage Loan Ratesin Hawaii

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Hawaii and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 11/13/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.863% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.865 Points$2,768 Points Fee
$3,963 Total Fees$1,195 Lender Fees
30 Years Fixed
6.128% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
5.925% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.543 Points$1,738 Points Fee
$1,738 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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