Home Mortgage Loan Ratesin Georgia

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/21/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.619% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.809 Points$2,589 Points Fee
$3,984 Total Fees$1,395 Lender Fees
30 Years Fixed
6.751% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.694 Points$2,221 Points Fee
$4,221 Total Fees$2,000 Lender Fees
30 Years Fixed
6.809% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.607 Points$1,942 Points Fee
$1,942 Total Fees$0 Lender Fees
30 Years Fixed
6.835% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.659 Points$2,109 Points Fee
$2,809 Total Fees$700 Lender Fees
30 Years Fixed
6.848% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.636 Points$2,035 Points Fee
$3,363 Total Fees$1,328 Lender Fees
30 Years Fixed
6.856% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.483 Points$1,546 Points Fee
$3,541 Total Fees$1,995 Lender Fees
30 Years Fixed
6.878% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.948 Points$3,034 Points Fee
$4,209 Total Fees$1,175 Lender Fees
30 Years Fixed
6.908% APR 6.750% Rate 45 day rate lock $2,076 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
30 Years Fixed
6.961% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.872 Points$2,790 Points Fee
$2,790 Total Fees$0 Lender Fees
30 Years Fixed
7.073% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.743 Points$2,378 Points Fee
$2,378 Total Fees$0 Lender Fees
30 Years Fixed
7.689% APR 7.625% Rate 30 day rate lock $2,265 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
30 Years Fixed
0% down payment USDA Loan options
$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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