Home Mortgage Loan Ratesin Georgia

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 07/02/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.307% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.275 Points$880 Points Fee
$1,930 Total Fees$1,050 Lender Fees
30 Years Fixed
6.453% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.815 Points$2,608 Points Fee
$2,608 Total Fees$0 Lender Fees
30 Years Fixed
6.487% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.962 Points$3,078 Points Fee
$3,778 Total Fees$700 Lender Fees
30 Years Fixed
6.620% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
30 Years Fixed
6.705% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.824 Points$2,637 Points Fee
$2,637 Total Fees$0 Lender Fees
30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
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As low as 0% down options & down payment assistance
0% down payment USDA Loan options
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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