Home Mortgage Loan Ratesin Georgia

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/21/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.619% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.809 Points$2,589 Points Fee
$3,984 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.751% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.694 Points$2,221 Points Fee
$4,221 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.809% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.607 Points$1,942 Points Fee
$1,942 Total Fees$0 Lender Fees
 30 Years Fixed
6.835% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.659 Points$2,109 Points Fee
$2,809 Total Fees$700 Lender Fees
 30 Years Fixed
6.848% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.636 Points$2,035 Points Fee
$3,363 Total Fees$1,328 Lender Fees
 30 Years Fixed
6.856% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.483 Points$1,546 Points Fee
$3,541 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.878% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.948 Points$3,034 Points Fee
$4,209 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.908% APR 6.750% Rate 45 day rate lock $2,076 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.961% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.872 Points$2,790 Points Fee
$2,790 Total Fees$0 Lender Fees
 30 Years Fixed
7.073% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.743 Points$2,378 Points Fee
$2,378 Total Fees$0 Lender Fees
 30 Years Fixed
7.689% APR 7.625% Rate 30 day rate lock $2,265 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
 30 Years Fixed
0% down payment USDA Loan options
$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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Georgia homebuyers and homeowners looking to refinance have access to a variety of mortgage lenders offering competitive home loan rates. Whether you're a first-time homebuyer, looking to upgrade, or seeking to refinance your existing mortgage, you can find a range of loan options to suit your needs and financial situation. When comparing home mortgage loan rates in Georgia, it's essential to consider factors such as loan type (fixed-rate or adjustable-rate), loan term, down payment, and credit score, as these can all impact the interest rates and terms you qualify for. Shopping around and comparing offers from multiple lenders, including local banks, credit unions, and online lenders, can help you find the most competitive mortgage rates in Georgia. Working with experienced mortgage professionals and carefully evaluating your options can help ensure that you secure the best home loan rates available, making your homeownership dreams a reality in Georgia.