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Home Mortgage Loan Ratesin Delaware
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Delaware and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 04/22/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
5.855% APR | 5.750% Rate 15 day rate lock | $1,868 Payment per month |
0.522 Points$1,670 Points Fee
|
$3,665 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.879% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.864 Points$2,765 Points Fee
|
$8,965 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
5.989% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.801 Points$2,563 Points Fee
|
$3,958 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.025% APR | 5.875% Rate 45 day rate lock | $1,893 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.062% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.771 Points$2,467 Points Fee
|
$2,467 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.135% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.563 Points$1,802 Points Fee
|
$5,002 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.231% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.769 Points$2,461 Points Fee
|
$3,788 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
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| Veterans: Use your VA benefit to buy with 0% down | ||||||
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| Numbers you can trust | ||||||
PENNYMAC |
5.946% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.773 Points$2,474 Points Fee
|
$2,474 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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