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Home Mortgage Loan Ratesin Delaware
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Delaware and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 08/11/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
6.260% APR | 6.125% Rate 15 day rate lock | $1,945 Payment per month |
0.820 Points$2,624 Points Fee
|
$4,619 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.398% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.848 Points$2,714 Points Fee
|
$5,009 Total Fees$2,295 Lender Fees
|
30 Years Fixed | |
|
6.497% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.968 Points$3,098 Points Fee
|
$4,334 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.508% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.960 Points$3,072 Points Fee
|
$4,467 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.509% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.814 Points$2,605 Points Fee
|
$8,805 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.581% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.946 Points$3,027 Points Fee
|
$3,027 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.644% APR | 6.500% Rate 45 day rate lock | $2,023 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.686% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.938 Points$3,002 Points Fee
|
$6,202 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.742% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.846 Points$2,707 Points Fee
|
$4,035 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
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| Numbers you can trust | ||||||
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| As low as 0% down options & down payment assistance | ||||||
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PENNYMAC |
6.446% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.748 Points$2,394 Points Fee
|
$2,394 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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