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Home Mortgage Loan Ratesin District of Columbia
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in District of Columbia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 12/18/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
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|
5.947% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.781 Points$2,499 Points Fee
|
$2,499 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.972% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.419 Points$1,341 Points Fee
|
$3,341 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
5.990% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.914 Points$2,925 Points Fee
|
$3,975 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.114% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.855 Points$2,736 Points Fee
|
$4,064 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
|
6.128% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,395 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.220% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.795 Points$2,544 Points Fee
|
$3,244 Total Fees$700 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.827% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.843 Points$2,698 Points Fee
|
$2,698 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
