Home Mortgage Loan Ratesin District of Columbia

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in District of Columbia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 07/13/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.275% APR 6.125% Rate 15 day rate lock $1,945 Payment per month
0.983 Points$3,146 Points Fee
$5,141 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.284% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.976 Points$3,123 Points Fee
$5,418 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.335% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.898 Points$2,874 Points Fee
$2,874 Total Fees$0 Lender Fees
 30 Years Fixed
6.378% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.953 Points$3,050 Points Fee
$4,345 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.473% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.592 Points$1,894 Points Fee
$3,289 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.496% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.943 Points$3,018 Points Fee
$4,068 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.594% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.975 Points$3,120 Points Fee
$3,120 Total Fees$0 Lender Fees
 30 Years Fixed
6.627% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.962 Points$3,078 Points Fee
$4,406 Total Fees$1,328 Lender Fees
 30 Years Fixed
6.650% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.563 Points$1,802 Points Fee
$5,002 Total Fees$3,200 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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