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Home Mortgage Loan Ratesin District of Columbia
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in District of Columbia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 09/15/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
6.634% APR | 6.490% Rate 15 day rate lock | $2,021 Payment per month |
0.881 Points$2,819 Points Fee
|
$4,814 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.809% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.601 Points$1,923 Points Fee
|
$1,923 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.846% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.655 Points$2,096 Points Fee
|
$3,146 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.874% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.555 Points$1,776 Points Fee
|
$4,071 Total Fees$2,295 Lender Fees
|
30 Years Fixed | |
|
6.968% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.508 Points$1,626 Points Fee
|
$3,021 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.974% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.369 Points$1,181 Points Fee
|
$7,381 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
7.010% APR | 6.875% Rate 45 day rate lock | $2,103 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,395 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
7.094% APR | 7.000% Rate 30 day rate lock | $2,129 Payment per month |
0.486 Points$1,555 Points Fee
|
$3,049 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
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| Numbers you can trust | ||||||
ADVERTISEMENT
| Buy with a $0 down payment when you qualify for a VA Loan | ||||||
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PENNYMAC |
6.829% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.805 Points$2,576 Points Fee
|
$2,576 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
