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Home Mortgage Loan Ratesin District of Columbia
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in District of Columbia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 09/02/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.187% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.660 Points$2,112 Points Fee
|
$2,112 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.201% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.947 Points$3,030 Points Fee
|
$7,348 Total Fees$4,318 Lender Fees
|
30 Years Fixed | |
|
6.256% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.769 Points$2,461 Points Fee
|
$4,461 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
6.331% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.857 Points$2,742 Points Fee
|
$2,742 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.344% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.672 Points$2,150 Points Fee
|
$3,200 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.355% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.893 Points$2,858 Points Fee
|
$3,558 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.380% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.790 Points$2,528 Points Fee
|
$4,415 Total Fees$1,887 Lender Fees
|
30 Years Fixed | |
|
6.464% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.566 Points$1,811 Points Fee
|
$3,139 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
|
6.494% APR | 6.375% Rate 45 day rate lock | $1,997 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,995 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
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| As low as 0% down options & down payment assistance | ||||||
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| $0 down payment for Veterans homebuying with a VA Loan | ||||||
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| Numbers you can trust | ||||||
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
