Home Mortgage Loan Ratesin Arizona

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/06/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.415% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.750 Points$2,400 Points Fee
$5,706 Total Fees$3,306 Lender Fees
30 Years Fixed
6.504% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$4,420 Total Fees$1,220 Lender Fees
30 Years Fixed
6.584% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
30 Years Fixed
6.584% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
30 Years Fixed
6.715% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.932 Points$2,982 Points Fee
$2,982 Total Fees$0 Lender Fees
30 Years Fixed
6.725% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.599 Points$1,917 Points Fee
$3,312 Total Fees$1,395 Lender Fees
30 Years Fixed
6.731% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.875 Points$2,800 Points Fee
$3,500 Total Fees$700 Lender Fees
30 Years Fixed
6.750% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.713 Points$2,282 Points Fee
$4,169 Total Fees$1,887 Lender Fees
30 Years Fixed
6.782% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
30 Years Fixed
6.849% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.650 Points$2,080 Points Fee
$3,408 Total Fees$1,328 Lender Fees
30 Years Fixed
6.997% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.879 Points$2,813 Points Fee
$3,988 Total Fees$1,175 Lender Fees
30 Years Fixed
PenFed membership is open to everyone, including you.
Numbers you can trust
"Unlock Your Dream Home with Us!"
$0 down payment for Veterans homebuying with a VA Loan
As low as 0% down options & down payment assistance
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in