Home Mortgage Loan Ratesin Arizona

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 12/04/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.663% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.750 Points$2,400 Points Fee
$5,870 Total Fees$3,470 Lender Fees
30 Years Fixed
5.728% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.977 Points$3,126 Points Fee
$3,625 Total Fees$499 Lender Fees
30 Years Fixed
5.797% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.893 Points$2,858 Points Fee
$6,058 Total Fees$3,200 Lender Fees
30 Years Fixed
5.819% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$2,505 Total Fees$105 Lender Fees
30 Years Fixed
5.888% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
1.000 Points$3,200 Points Fee
$4,825 Total Fees$1,625 Lender Fees
30 Years Fixed
5.932% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.612 Points$1,958 Points Fee
$1,958 Total Fees$0 Lender Fees
30 Years Fixed
5.936% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.661 Points$2,115 Points Fee
$2,115 Total Fees$0 Lender Fees
30 Years Fixed
5.943% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.737 Points$2,358 Points Fee
$2,358 Total Fees$0 Lender Fees
30 Years Fixed
5.944% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.745 Points$2,384 Points Fee
$2,384 Total Fees$0 Lender Fees
30 Years Fixed
5.967% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.561 Points$1,795 Points Fee
$3,190 Total Fees$1,395 Lender Fees
30 Years Fixed
6.009% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$4,765 Total Fees$1,965 Lender Fees
30 Years Fixed
6.104% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.861 Points$2,755 Points Fee
$3,930 Total Fees$1,175 Lender Fees
30 Years Fixed
6.105% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.758 Points$2,426 Points Fee
$3,753 Total Fees$1,327 Lender Fees
30 Years Fixed
6.214% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.732 Points$2,342 Points Fee
$3,042 Total Fees$700 Lender Fees
30 Years Fixed
6.329% APR 6.240% Rate 30 day rate lock $1,969 Payment per month
0.941 Points$3,011 Points Fee
$3,011 Total Fees$0 Lender Fees
30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
Numbers you can trust
5.833% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.907 Points$2,902 Points Fee
$2,902 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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