Home Mortgage Loan Ratesin Arizona

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/05/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.890% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.875 Points$2,800 Points Fee
$4,899 Total Fees$2,099 Lender Fees
30 Years Fixed
6.006% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.794 Points$2,541 Points Fee
$4,536 Total Fees$1,995 Lender Fees
30 Years Fixed
6.064% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$6,714 Total Fees$3,515 Lender Fees
30 Years Fixed
6.076% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.815 Points$2,608 Points Fee
$2,608 Total Fees$0 Lender Fees
30 Years Fixed
6.093% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$3,305 Total Fees$105 Lender Fees
30 Years Fixed
6.096% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$7,681 Total Fees$5,281 Lender Fees
30 Years Fixed
6.106% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.824 Points$2,637 Points Fee
$3,820 Total Fees$1,183 Lender Fees
30 Years Fixed
6.122% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.881 Points$2,819 Points Fee
$4,214 Total Fees$1,395 Lender Fees
30 Years Fixed
6.245% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.702 Points$2,246 Points Fee
$8,446 Total Fees$6,200 Lender Fees
30 Years Fixed
6.249% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$4,383 Total Fees$1,183 Lender Fees
30 Years Fixed
6.373% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.833 Points$2,666 Points Fee
$4,160 Total Fees$1,494 Lender Fees
30 Years Fixed
6.409% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.688 Points$2,202 Points Fee
$5,402 Total Fees$3,200 Lender Fees
30 Years Fixed
6.473% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.668 Points$2,138 Points Fee
$3,465 Total Fees$1,327 Lender Fees
30 Years Fixed
Veterans: Use your VA benefit to buy with 0% down
Numbers you can trust
As low as 0% down options & down payment assistance
6.201% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.825 Points$2,640 Points Fee
$2,640 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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