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Home Mortgage Loan Ratesin Arizona
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 05/08/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
5.977% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.488 Points$1,562 Points Fee
|
$3,557 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.018% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.500 Points$1,600 Points Fee
|
$5,114 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.062% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.772 Points$2,470 Points Fee
|
$2,470 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.120% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.856 Points$2,739 Points Fee
|
$4,134 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.125% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.783 Points$2,506 Points Fee
|
$8,706 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.249% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.854 Points$2,733 Points Fee
|
$4,227 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
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| As low as 0% down options & down payment assistance | ||||||
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| Numbers you can trust | ||||||
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| America's #1 Retail Lender (Scottsman Guide) | ||||||
PENNYMAC |
6.081% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.972 Points$3,110 Points Fee
|
$3,110 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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