Home Mortgage Loan Ratesin Arizona

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 08/27/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.967% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
30 Years Fixed
6.090% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$3,175 Total Fees$1,175 Lender Fees
30 Years Fixed
6.104% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$3,695 Total Fees$1,295 Lender Fees
30 Years Fixed
6.114% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$4,019 Total Fees$1,219 Lender Fees
30 Years Fixed
6.192% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.718 Points$2,298 Points Fee
$2,298 Total Fees$0 Lender Fees
30 Years Fixed
6.314% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.682 Points$2,182 Points Fee
$2,182 Total Fees$0 Lender Fees
30 Years Fixed
6.336% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.500 Points$1,600 Points Fee
$3,024 Total Fees$1,424 Lender Fees
30 Years Fixed
6.358% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.919 Points$2,941 Points Fee
$3,641 Total Fees$700 Lender Fees
30 Years Fixed
6.365% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.851 Points$2,723 Points Fee
$3,898 Total Fees$1,175 Lender Fees
30 Years Fixed
6.370% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.685 Points$2,192 Points Fee
$4,079 Total Fees$1,887 Lender Fees
30 Years Fixed
6.403% APR 6.250% Rate 45 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
30 Years Fixed
6.467% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.602 Points$1,926 Points Fee
$3,254 Total Fees$1,328 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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