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Home Mortgage Loan Ratesin Arizona
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 03/17/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
5.798% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.526 Points$1,683 Points Fee
|
$1,683 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.839% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.817 Points$2,614 Points Fee
|
$3,113 Total Fees$499 Lender Fees
|
30 Years Fixed | |
|
5.842% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,305 Total Fees$105 Lender Fees
|
30 Years Fixed | |
|
5.933% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.624 Points$1,997 Points Fee
|
$1,997 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.953% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.500 Points$1,600 Points Fee
|
$2,775 Total Fees$1,175 Lender Fees
|
30 Years Fixed | |
|
5.962% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.943 Points$3,018 Points Fee
|
$3,018 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.965% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,259 Total Fees$1,259 Lender Fees
|
30 Years Fixed | |
|
5.979% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.697 Points$2,230 Points Fee
|
$3,625 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
5.992% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.625 Points$2,000 Points Fee
|
$4,177 Total Fees$2,177 Lender Fees
|
30 Years Fixed | |
|
6.031% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.688 Points$2,202 Points Fee
|
$5,402 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.221% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.655 Points$2,096 Points Fee
|
$3,423 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
|
6.341% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.959 Points$3,069 Points Fee
|
$3,069 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Veterans: Use your VA benefit to buy with 0% down | ||||||
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| As low as 0% down options & down payment assistance | ||||||
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| Numbers you can trust | ||||||
PENNYMAC |
5.927% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.561 Points$1,795 Points Fee
|
$1,795 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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