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Home Mortgage Loan Ratesin Arizona
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 12/17/2025)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
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|
5.685% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,670 Total Fees$3,470 Lender Fees
|
30 Years Fixed | |
|
5.819% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.750 Points$2,400 Points Fee
|
$2,505 Total Fees$105 Lender Fees
|
30 Years Fixed | |
|
5.835% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.774 Points$2,477 Points Fee
|
$2,976 Total Fees$499 Lender Fees
|
30 Years Fixed | |
|
5.849% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.819 Points$2,621 Points Fee
|
$7,906 Total Fees$5,285 Lender Fees
|
30 Years Fixed | |
|
5.862% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.875 Points$2,800 Points Fee
|
$3,975 Total Fees$1,175 Lender Fees
|
30 Years Fixed | |
|
5.871% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.736 Points$2,355 Points Fee
|
$4,243 Total Fees$1,888 Lender Fees
|
30 Years Fixed | |
|
5.947% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.781 Points$2,499 Points Fee
|
$2,499 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.956% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.878 Points$2,810 Points Fee
|
$2,810 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.964% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.963 Points$3,082 Points Fee
|
$3,082 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.980% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.705 Points$2,256 Points Fee
|
$3,651 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.108% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.900 Points$2,880 Points Fee
|
$4,055 Total Fees$1,175 Lender Fees
|
30 Years Fixed | |
|
6.114% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.855 Points$2,736 Points Fee
|
$4,064 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
|
6.215% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.961 Points$3,075 Points Fee
|
$3,075 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.220% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.795 Points$2,544 Points Fee
|
$3,244 Total Fees$700 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.832% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.893 Points$2,858 Points Fee
|
$2,858 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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