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Home Mortgage Loan Ratesin Alabama
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 12/12/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
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|
5.997% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.691 Points$2,211 Points Fee
|
$4,211 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
5.999% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.902 Points$2,886 Points Fee
|
$4,281 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.033% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.711 Points$2,275 Points Fee
|
$5,475 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.039% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.527 Points$1,686 Points Fee
|
$1,686 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.052% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.668 Points$2,138 Points Fee
|
$2,138 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.218% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.993 Points$3,178 Points Fee
|
$3,178 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.224% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.693 Points$2,218 Points Fee
|
$3,545 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
|
6.353% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.876 Points$2,803 Points Fee
|
$3,503 Total Fees$700 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| $0 down payment for Veterans homebuying with a VA Loan | ||||||
PENNYMAC |
5.922% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.507 Points$1,622 Points Fee
|
$1,622 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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