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Home Mortgage Loan Ratesin Alabama
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 03/12/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
5.898% APR | 5.750% Rate 15 day rate lock | $1,868 Payment per month |
0.996 Points$3,187 Points Fee
|
$5,182 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.001% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,370 Total Fees$1,570 Lender Fees
|
30 Years Fixed | |
|
6.005% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.971 Points$3,107 Points Fee
|
$4,502 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.026% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,377 Total Fees$2,177 Lender Fees
|
30 Years Fixed | |
|
6.135% APR | 5.999% Rate 30 day rate lock | $1,919 Payment per month |
0.459 Points$1,469 Points Fee
|
$4,669 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.244% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.899 Points$2,877 Points Fee
|
$4,204 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
|
6.332% APR | 6.240% Rate 30 day rate lock | $1,969 Payment per month |
0.973 Points$3,114 Points Fee
|
$3,114 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Numbers you can trust | ||||||
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| Veterans: Use your VA benefit to buy with 0% down | ||||||
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| As low as 0% down options & down payment assistance | ||||||
PENNYMAC |
6.051% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.548 Points$1,754 Points Fee
|
$1,754 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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