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Home Mortgage Loan Ratesin Alabama
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 09/13/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.065% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.582 Points$1,862 Points Fee
|
$2,562 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.128% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,395 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.218% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.996 Points$3,187 Points Fee
|
$3,187 Total Fees$0 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| $0 down payment for Veterans homebuying with a VA Loan | ||||||
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| As low as 0% down options & down payment assistance | ||||||
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| Numbers you can trust | ||||||
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| 0% down payment USDA Loan options | ||||||
PENNYMAC |
5.825% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.818 Points$2,618 Points Fee
|
$2,618 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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