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Home Mortgage Loan Ratesin Alabama
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 09/08/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
6.349% APR | 6.250% Rate 15 day rate lock | $1,971 Payment per month |
0.426 Points$1,363 Points Fee
|
$3,358 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.580% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.945 Points$3,024 Points Fee
|
$3,024 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.619% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.927 Points$2,966 Points Fee
|
$4,202 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.626% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.707 Points$2,262 Points Fee
|
$8,462 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.744% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.767 Points$2,454 Points Fee
|
$3,948 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.800% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.813 Points$2,602 Points Fee
|
$5,802 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.819% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.712 Points$2,278 Points Fee
|
$2,278 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.834% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.858 Points$2,746 Points Fee
|
$2,746 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.853% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.694 Points$2,221 Points Fee
|
$3,548 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
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| ATTN Homebuyers: explore all your options. | ||||||
ADVERTISEMENT
| As low as 0% down options & down payment assistance | ||||||
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| Buy with a $0 down payment when you qualify for a VA Loan | ||||||
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| Proud to help you find the home loan of your future | ||||||
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| Numbers you can trust | ||||||
PENNYMAC |
6.581% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.843 Points$2,698 Points Fee
|
$2,698 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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