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Home Mortgage Loan Ratesin Alabama
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 08/19/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
6.124% APR | 5.990% Rate 15 day rate lock | $1,917 Payment per month |
0.822 Points$2,630 Points Fee
|
$4,625 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.469% APR | 6.375% Rate 35 day rate lock | $1,997 Payment per month |
0.554 Points$1,773 Points Fee
|
$3,168 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.476% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.626 Points$2,003 Points Fee
|
$3,398 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.490% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.618 Points$1,978 Points Fee
|
$8,178 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.662% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.688 Points$2,202 Points Fee
|
$5,402 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.717% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.581 Points$1,859 Points Fee
|
$3,187 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
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| As low as 0% down options & down payment assistance | ||||||
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| ATTN Homebuyers: explore all your options. | ||||||
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| Numbers you can trust | ||||||
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| Proud to help you find the home loan of your future | ||||||
PENNYMAC |
6.322% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.766 Points$2,451 Points Fee
|
$2,451 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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