Home Mortgage Loan Ratesin Washington

Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/01/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.787% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.673 Points$2,154 Points Fee
$13,954 Total Fees$11,800 Lender Fees
 30 Years FixedFHA Loan
6.925% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.875 Points$2,800 Points Fee
$9,970 Total Fees$7,170 Lender Fees
 30 Years FixedFHA Loan
6.942% APR 5.625% Rate 15 day rate lock $1,843 Payment per month
0.940 Points$3,008 Points Fee
$10,603 Total Fees$7,595 Lender Fees
 30 Years FixedFHA Loan
7.182% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.899 Points$2,877 Points Fee
$10,477 Total Fees$7,600 Lender Fees
 30 Years FixedFHA Loan
7.386% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.568 Points$1,818 Points Fee
$9,200 Total Fees$7,382 Lender Fees
 30 Years FixedFHA Loan
As low as 0% down options & down payment assistance
Veterans: Use your VA benefit to buy with 0% down
Numbers you can trust
6.646% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.941 Points$3,011 Points Fee
$8,611 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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