Sort By:
Home Mortgage Loan Ratesin Virginia
Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 09/05/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.523% APR | 5.250% Rate 30 day rate lock | $1,768 Payment per month |
0.597 Points$1,910 Points Fee
|
$8,510 Total Fees$6,600 Lender Fees
|
30 Years FixedFHA Loan | |
|
6.761% APR | 5.500% Rate 45 day rate lock | $1,817 Payment per month |
0.250 Points$800 Points Fee
|
$8,395 Total Fees$7,595 Lender Fees
|
30 Years FixedFHA Loan | |
|
6.771% APR | 5.490% Rate 15 day rate lock | $1,815 Payment per month |
0.479 Points$1,533 Points Fee
|
$9,128 Total Fees$7,595 Lender Fees
|
30 Years FixedFHA Loan | |
|
7.130% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.930 Points$2,976 Points Fee
|
$8,576 Total Fees$5,600 Lender Fees
|
30 Years FixedFHA Loan | |
|
7.135% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.765 Points$2,448 Points Fee
|
$8,748 Total Fees$6,300 Lender Fees
|
30 Years FixedFHA Loan | |
|
7.157% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.874 Points$2,797 Points Fee
|
$9,572 Total Fees$6,775 Lender Fees
|
30 Years FixedFHA Loan | |
|
7.175% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.839 Points$2,685 Points Fee
|
$10,280 Total Fees$7,595 Lender Fees
|
30 Years FixedFHA Loan | |
ADVERTISEMENT
| Numbers you can trust | ||||||
ADVERTISEMENT
| $0 down payment for Veterans homebuying with a VA Loan | ||||||
ADVERTISEMENT
| As low as 0% down options & down payment assistance | ||||||
ADVERTISEMENT
| 0% down payment USDA Loan options | ||||||
ADVERTISEMENT
| Every Mortgage Includes Free Home Price Protection | ||||||
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Virginia Cities Resource
Choose your city below to view local mortgage lenders in your area: