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Home Mortgage Loan Ratesin Virginia
Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 04/24/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
6.510% APR | 5.250% Rate 30 day rate lock | $1,768 Payment per month |
0.415 Points$1,328 Points Fee
|
$8,023 Total Fees$6,695 Lender Fees
|
30 Years FixedFHA Loan | |
|
6.513% APR | 5.125% Rate 30 day rate lock | $1,743 Payment per month |
0.800 Points$2,560 Points Fee
|
$12,810 Total Fees$10,250 Lender Fees
|
30 Years FixedFHA Loan | |
|
6.637% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.523 Points$1,674 Points Fee
|
$8,274 Total Fees$6,600 Lender Fees
|
30 Years FixedFHA Loan | |
|
6.660% APR | 5.250% Rate 30 day rate lock | $1,768 Payment per month |
0.609 Points$1,949 Points Fee
|
$13,749 Total Fees$11,800 Lender Fees
|
30 Years FixedFHA Loan | |
|
6.780% APR | 5.490% Rate 15 day rate lock | $1,815 Payment per month |
0.578 Points$1,850 Points Fee
|
$9,445 Total Fees$7,595 Lender Fees
|
30 Years FixedFHA Loan | |
|
7.123% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.848 Points$2,714 Points Fee
|
$8,314 Total Fees$5,600 Lender Fees
|
30 Years FixedFHA Loan | |
|
7.150% APR | 5.874% Rate 30 day rate lock | $1,893 Payment per month |
0.653 Points$2,090 Points Fee
|
$9,472 Total Fees$7,382 Lender Fees
|
30 Years FixedFHA Loan | |
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| Numbers you can trust | ||||||
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PENNYMAC |
6.595% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.345 Points$1,104 Points Fee
|
$6,704 Total Fees$5,600 Lender Fees
|
30 Years FixedFHA Loan | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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