Home Mortgage Loan Ratesin Utah

Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/18/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.651% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
1.000 Points$3,200 Points Fee
$8,800 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
6.749% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.708 Points$2,266 Points Fee
$12,739 Total Fees$10,473 Lender Fees
 30 Years FixedFHA Loan
6.921% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.817 Points$2,614 Points Fee
$14,414 Total Fees$11,800 Lender Fees
 30 Years FixedFHA Loan
Veterans: Use your VA benefit to buy with 0% down
As low as 0% down options & down payment assistance
Numbers you can trust
6.937% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.104 Points$333 Points Fee
$5,933 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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