Home Mortgage Loan Ratesin Utah

Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/24/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.843% APR 5.490% Rate 30 day rate lock $1,815 Payment per month
0.950 Points$3,040 Points Fee
$11,840 Total Fees$8,800 Lender Fees
 30 Years FixedFHA Loan
6.982% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.622 Points$1,990 Points Fee
$7,590 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
7.042% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.959 Points$3,069 Points Fee
$9,877 Total Fees$6,808 Lender Fees
 30 Years FixedFHA Loan
7.058% APR 5.750% Rate 45 day rate lock $1,868 Payment per month
0.875 Points$2,800 Points Fee
$10,395 Total Fees$7,595 Lender Fees
 30 Years FixedFHA Loan
7.136% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$8,800 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
7.246% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.973 Points$3,114 Points Fee
$8,714 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
$0 down payment for Veterans homebuying with a VA Loan
As low as 0% down options & down payment assistance
Numbers you can trust
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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