Home Mortgage Loan Ratesin Utah

Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/02/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.530% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
1.000 Points$3,200 Points Fee
$8,800 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
6.581% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.610 Points$1,952 Points Fee
$10,848 Total Fees$8,896 Lender Fees
 30 Years FixedFHA Loan
6.653% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.672 Points$2,150 Points Fee
$8,958 Total Fees$6,808 Lender Fees
 30 Years FixedFHA Loan
6.676% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.672 Points$2,150 Points Fee
$9,840 Total Fees$7,690 Lender Fees
 30 Years FixedFHA Loan
6.774% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.526 Points$1,683 Points Fee
$13,483 Total Fees$11,800 Lender Fees
 30 Years FixedFHA Loan
As low as 0% down options & down payment assistance
Numbers you can trust
Veterans: Use your VA benefit to buy with 0% down
6.636% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.816 Points$2,611 Points Fee
$8,211 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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