Home Mortgage Loan Ratesin Utah

Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/20/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.530% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
1.000 Points$3,200 Points Fee
$8,800 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
6.539% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.758 Points$2,426 Points Fee
$9,234 Total Fees$6,808 Lender Fees
 30 Years FixedFHA Loan
6.759% APR 5.490% Rate 30 day rate lock $1,815 Payment per month
0.961 Points$3,075 Points Fee
$8,675 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
Numbers you can trust
$0 down payment for Veterans homebuying with a VA Loan
6.525% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.941 Points$3,011 Points Fee
$8,611 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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