Home Mortgage Loan Ratesin Tennessee

Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/07/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.756% APR 5.490% Rate 30 day rate lock $1,815 Payment per month
0.931 Points$2,979 Points Fee
$8,579 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
6.761% APR 5.500% Rate 45 day rate lock $1,817 Payment per month
0.250 Points$800 Points Fee
$8,395 Total Fees$7,595 Lender Fees
 30 Years FixedFHA Loan
7.135% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.765 Points$2,448 Points Fee
$8,748 Total Fees$6,300 Lender Fees
 30 Years FixedFHA Loan
$0 down payment for Veterans homebuying with a VA Loan
As low as 0% down options & down payment assistance
Numbers you can trust
0% down payment USDA Loan options
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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