Home Mortgage Loan Ratesin Ohio

Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Ohio and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/19/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.894% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.683 Points$2,186 Points Fee
$8,969 Total Fees$6,783 Lender Fees
 30 Years FixedFHA Loan
6.919% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.985 Points$3,152 Points Fee
$9,752 Total Fees$6,600 Lender Fees
 30 Years FixedFHA Loan
7.020% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.538 Points$1,722 Points Fee
$13,522 Total Fees$11,800 Lender Fees
 30 Years FixedFHA Loan
7.068% APR 5.750% Rate 15 day rate lock $1,868 Payment per month
0.990 Points$3,168 Points Fee
$10,763 Total Fees$7,595 Lender Fees
 30 Years FixedFHA Loan
As low as 0% down options & down payment assistance
Veterans: Use your VA benefit to buy with 0% down
Numbers you can trust
6.925% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
-0.032 Points($102) Points Fee
$5,498 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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