Home Mortgage Loan Ratesin Ohio

Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Ohio and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/03/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.521% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.501 Points$1,603 Points Fee
$8,585 Total Fees$6,982 Lender Fees
 30 Years FixedFHA Loan
6.549% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.921 Points$2,947 Points Fee
$9,597 Total Fees$6,650 Lender Fees
 30 Years FixedFHA Loan
6.636% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.445 Points$1,424 Points Fee
$8,352 Total Fees$6,928 Lender Fees
 30 Years FixedFHA Loan
6.672% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.925 Points$2,960 Points Fee
$9,743 Total Fees$6,783 Lender Fees
 30 Years FixedFHA Loan
6.763% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.523 Points$1,674 Points Fee
$8,469 Total Fees$6,795 Lender Fees
 30 Years FixedFHA Loan
6.771% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.487 Points$1,558 Points Fee
$13,358 Total Fees$11,800 Lender Fees
 30 Years FixedFHA Loan
6.772% APR 5.490% Rate 30 day rate lock $1,815 Payment per month
0.797 Points$2,550 Points Fee
$9,150 Total Fees$6,600 Lender Fees
 30 Years FixedFHA Loan
6.794% APR 5.490% Rate 30 day rate lock $1,815 Payment per month
0.875 Points$2,800 Points Fee
$9,970 Total Fees$7,170 Lender Fees
 30 Years FixedFHA Loan
6.814% APR 5.490% Rate 15 day rate lock $1,815 Payment per month
0.982 Points$3,142 Points Fee
$10,737 Total Fees$7,595 Lender Fees
 30 Years FixedFHA Loan
6.885% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.905 Points$2,896 Points Fee
$8,496 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
7.183% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.910 Points$2,912 Points Fee
$10,512 Total Fees$7,600 Lender Fees
 30 Years FixedFHA Loan
7.245% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.969 Points$3,101 Points Fee
$8,701 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
Numbers you can trust
America's #1 Retail Lender (Scottsman Guide)
Veterans: Use your VA benefit to buy with 0% down
As low as 0% down options & down payment assistance
6.605% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.450 Points$1,440 Points Fee
$7,040 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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