Home Mortgage Loan Ratesin Ohio

Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Ohio and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/02/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.782% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.863 Points$2,762 Points Fee
$9,422 Total Fees$6,660 Lender Fees
 30 Years FixedFHA Loan
6.961% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.476 Points$1,523 Points Fee
$11,318 Total Fees$9,795 Lender Fees
 30 Years FixedFHA Loan
7.125% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.541 Points$1,731 Points Fee
$8,381 Total Fees$6,650 Lender Fees
 30 Years FixedFHA Loan
7.126% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.885 Points$2,832 Points Fee
$8,432 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
7.159% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.760 Points$2,432 Points Fee
$9,782 Total Fees$7,350 Lender Fees
 30 Years FixedFHA Loan
7.169% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$9,995 Total Fees$7,595 Lender Fees
 30 Years FixedFHA Loan
7.238% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.404 Points$1,293 Points Fee
$8,275 Total Fees$6,982 Lender Fees
 30 Years FixedFHA Loan
7.618% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.939 Points$3,005 Points Fee
$8,605 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
7.734% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.759 Points$2,429 Points Fee
$8,729 Total Fees$6,300 Lender Fees
 30 Years FixedFHA Loan
7.954% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.607 Points$1,942 Points Fee
$7,542 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
Numbers you can trust
As low as 0% down options & down payment assistance
PenFed membership is open to everyone, including you.
$0 down payment for Veterans homebuying with a VA Loan
0% down payment USDA Loan options
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Happy couple reviewing form