Home Mortgage Loan Ratesin Massachusetts

Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Massachusetts and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/19/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
7.051% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.905 Points$2,896 Points Fee
$14,696 Total Fees$11,800 Lender Fees
 30 Years FixedFHA Loan
7.160% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.651 Points$2,083 Points Fee
$9,678 Total Fees$7,595 Lender Fees
 30 Years FixedFHA Loan
7.248% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
1.000 Points$3,200 Points Fee
$8,800 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
Numbers you can trust
As low as 0% down options & down payment assistance
Veterans: Use your VA benefit to buy with 0% down
6.963% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.403 Points$1,290 Points Fee
$6,890 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Happy couple reviewing form