Home Mortgage Loan Ratesin Massachusetts

Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Massachusetts and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/16/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.333% APR 5.000% Rate 30 day rate lock $1,718 Payment per month
0.529 Points$1,693 Points Fee
$10,493 Total Fees$8,800 Lender Fees
 30 Years FixedFHA Loan
6.451% APR 5.125% Rate 45 day rate lock $1,743 Payment per month
0.875 Points$2,800 Points Fee
$10,395 Total Fees$7,595 Lender Fees
 30 Years FixedFHA Loan
6.577% APR 5.250% Rate 15 day rate lock $1,768 Payment per month
0.941 Points$3,011 Points Fee
$10,606 Total Fees$7,595 Lender Fees
 30 Years FixedFHA Loan
6.893% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.775 Points$2,480 Points Fee
$8,780 Total Fees$6,300 Lender Fees
 30 Years FixedFHA Loan
7.099% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.572 Points$1,830 Points Fee
$7,430 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
$0 down payment for Veterans homebuying with a VA Loan
As low as 0% down options & down payment assistance
Numbers you can trust
6.381% APR 5.125% Rate 30 day rate lock $1,743 Payment per month
0.655 Points$2,096 Points Fee
$7,696 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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