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Home Mortgage Loan Ratesin Kentucky
Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Kentucky and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 10/06/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Proud to help you find the home loan of your future | View Details Sponsored
|
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|
6.312% APR | 4.990% Rate 30 day rate lock | $1,716 Payment per month |
0.593 Points$1,898 Points Fee
|
$10,165 Total Fees$8,267 Lender Fees
|
30 Years FixedFHA Loan | |
|
6.447% APR | 5.125% Rate 30 day rate lock | $1,743 Payment per month |
0.857 Points$2,742 Points Fee
|
$10,332 Total Fees$7,590 Lender Fees
|
30 Years FixedFHA Loan | |
|
7.014% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.988 Points$3,162 Points Fee
|
$8,762 Total Fees$5,600 Lender Fees
|
30 Years FixedFHA Loan | |
|
7.055% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.840 Points$2,688 Points Fee
|
$10,288 Total Fees$7,600 Lender Fees
|
30 Years FixedFHA Loan | |
|
7.236% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.499 Points$1,597 Points Fee
|
$8,372 Total Fees$6,775 Lender Fees
|
30 Years FixedFHA Loan | |
|
7.262% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.941 Points$3,011 Points Fee
|
$9,311 Total Fees$6,300 Lender Fees
|
30 Years FixedFHA Loan | |
ADVERTISEMENT
| As low as 0% down payment in Kentucky | ||||||
ADVERTISEMENT
| $0 down payment for Veterans homebuying with a VA Loan | ||||||
ADVERTISEMENT
| 0% down payment USDA Loan options | ||||||
ADVERTISEMENT
| As low as 0% down options & down payment assistance | ||||||
PENNYMAC |
6.522% APR | 5.250% Rate 30 day rate lock | $1,768 Payment per month |
0.905 Points$2,896 Points Fee
|
$8,496 Total Fees$5,600 Lender Fees
|
30 Years FixedFHA Loan | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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