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Home Mortgage Loan Ratesin Idaho
Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 07/05/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.768% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.453 Points$1,450 Points Fee
|
$8,650 Total Fees$7,200 Lender Fees
|
30 Years FixedFHA Loan | |
|
6.947% APR | 5.625% Rate 45 day rate lock | $1,843 Payment per month |
1.000 Points$3,200 Points Fee
|
$10,795 Total Fees$7,595 Lender Fees
|
30 Years FixedFHA Loan | |
|
7.254% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.958 Points$3,066 Points Fee
|
$8,666 Total Fees$5,600 Lender Fees
|
30 Years FixedFHA Loan | |
|
7.603% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.559 Points$1,789 Points Fee
|
$8,089 Total Fees$6,300 Lender Fees
|
30 Years FixedFHA Loan | |
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| $0 down payment for Veterans homebuying with a VA Loan | ||||||
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| Numbers you can trust | ||||||
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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