Home Mortgage Loan Ratesin Arizona

Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/26/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.568% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.791 Points$2,531 Points Fee
$10,230 Total Fees$7,699 Lender Fees
30 Years FixedFHA Loan
6.741% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.632 Points$2,022 Points Fee
$7,727 Total Fees$5,705 Lender Fees
30 Years FixedFHA Loan
6.770% APR 5.490% Rate 30 day rate lock $1,815 Payment per month
0.606 Points$1,939 Points Fee
$9,171 Total Fees$7,232 Lender Fees
30 Years FixedFHA Loan
6.797% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.382 Points$1,222 Points Fee
$9,721 Total Fees$8,499 Lender Fees
30 Years FixedFHA Loan
6.812% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
1.000 Points$3,200 Points Fee
$10,295 Total Fees$7,095 Lender Fees
30 Years FixedFHA Loan
6.895% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.499 Points$1,597 Points Fee
$13,397 Total Fees$11,800 Lender Fees
30 Years FixedFHA Loan
6.963% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.000 Points$0 Points Fee
$6,895 Total Fees$6,895 Lender Fees
30 Years FixedFHA Loan
6.992% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.250 Points$800 Points Fee
$7,970 Total Fees$7,170 Lender Fees
30 Years FixedFHA Loan
7.348% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.651 Points$2,083 Points Fee
$7,683 Total Fees$5,600 Lender Fees
30 Years FixedFHA Loan
Numbers you can trust
As low as 0% down options & down payment assistance
Veterans: Use your VA benefit to buy with 0% down
6.877% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.805 Points$2,576 Points Fee
$8,176 Total Fees$5,600 Lender Fees
30 Years FixedFHA Loan
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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