Home Mortgage Loan Ratesin Arizona

Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/03/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.471% APR 5.125% Rate 30 day rate lock $1,743 Payment per month
0.747 Points$2,390 Points Fee
$11,190 Total Fees$8,800 Lender Fees
30 Years FixedFHA Loan
6.509% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.741 Points$2,371 Points Fee
$7,971 Total Fees$5,600 Lender Fees
30 Years FixedFHA Loan
6.564% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.991 Points$3,171 Points Fee
$10,376 Total Fees$7,205 Lender Fees
30 Years FixedFHA Loan
6.638% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.846 Points$2,707 Points Fee
$8,307 Total Fees$5,600 Lender Fees
30 Years FixedFHA Loan
6.670% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.846 Points$2,707 Points Fee
$9,602 Total Fees$6,895 Lender Fees
30 Years FixedFHA Loan
6.678% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.971 Points$3,107 Points Fee
$9,926 Total Fees$6,819 Lender Fees
30 Years FixedFHA Loan
6.733% APR 5.490% Rate 30 day rate lock $1,815 Payment per month
0.656 Points$2,099 Points Fee
$7,699 Total Fees$5,600 Lender Fees
30 Years FixedFHA Loan
6.802% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.948 Points$3,034 Points Fee
$10,058 Total Fees$7,024 Lender Fees
30 Years FixedFHA Loan
6.815% APR 5.500% Rate 45 day rate lock $1,817 Payment per month
0.875 Points$2,800 Points Fee
$10,395 Total Fees$7,595 Lender Fees
30 Years FixedFHA Loan
7.134% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.980 Points$3,136 Points Fee
$8,736 Total Fees$5,600 Lender Fees
30 Years FixedFHA Loan
7.276% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.992 Points$3,174 Points Fee
$9,474 Total Fees$6,300 Lender Fees
30 Years FixedFHA Loan
7.384% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.677 Points$2,166 Points Fee
$8,941 Total Fees$6,775 Lender Fees
30 Years FixedFHA Loan
$0 down payment for Veterans homebuying with a VA Loan
Every Mortgage Includes Free Home Price Protection
As low as 0% down options & down payment assistance
Numbers you can trust
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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