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Home Mortgage Loan Ratesin Alabama
Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 09/09/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.572% APR | 5.250% Rate 45 day rate lock | $1,768 Payment per month |
0.875 Points$2,800 Points Fee
|
$10,395 Total Fees$7,595 Lender Fees
|
30 Years FixedFHA Loan | |
|
7.127% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.895 Points$2,864 Points Fee
|
$8,464 Total Fees$5,600 Lender Fees
|
30 Years FixedFHA Loan | |
|
7.130% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.707 Points$2,262 Points Fee
|
$8,562 Total Fees$6,300 Lender Fees
|
30 Years FixedFHA Loan | |
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| As low as 0% down options & down payment assistance | ||||||
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| Numbers you can trust | ||||||
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| 0% down payment USDA Loan options | ||||||
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| $0 down payment for Veterans homebuying with a VA Loan | ||||||
PENNYMAC |
6.512% APR | 5.250% Rate 30 day rate lock | $1,768 Payment per month |
0.784 Points$2,509 Points Fee
|
$8,109 Total Fees$5,600 Lender Fees
|
30 Years FixedFHA Loan | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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