Home Refinance Loan Ratesin Arizona

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/07/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.864% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$4,000 Total Fees$1,600 Lender Fees
 30 Years Fixed
5.987% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.589 Points$1,885 Points Fee
$3,880 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.000% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$4,519 Total Fees$1,319 Lender Fees
 30 Years Fixed
6.041% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$5,914 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.070% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$2,505 Total Fees$105 Lender Fees
 30 Years Fixed
6.124% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$4,383 Total Fees$1,183 Lender Fees
 30 Years Fixed
6.139% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.749 Points$2,397 Points Fee
$9,197 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.176% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.520 Points$1,664 Points Fee
$6,192 Total Fees$4,528 Lender Fees
 30 Years Fixed
6.183% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.617 Points$1,974 Points Fee
$1,974 Total Fees$0 Lender Fees
 30 Years Fixed
6.211% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.918 Points$2,938 Points Fee
$2,938 Total Fees$0 Lender Fees
 30 Years Fixed
6.236% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.870 Points$2,784 Points Fee
$3,779 Total Fees$995 Lender Fees
 30 Years Fixed
6.243% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.859 Points$2,749 Points Fee
$4,044 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.245% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.843 Points$2,698 Points Fee
$4,093 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.265% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.344% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.991 Points$3,171 Points Fee
$3,171 Total Fees$0 Lender Fees
 30 Years Fixed
6.346% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.708 Points$2,266 Points Fee
$3,261 Total Fees$995 Lender Fees
 30 Years Fixed
6.580% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.944 Points$3,021 Points Fee
$3,021 Total Fees$0 Lender Fees
 30 Years Fixed
6.737% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.690 Points$2,208 Points Fee
$3,703 Total Fees$1,495 Lender Fees
 30 Years Fixed
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Refinance to lower your rate
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As low as 0% down options & down payment assistance
6.079% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.959 Points$3,069 Points Fee
$3,069 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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