Home Refinance Loan Ratesin Arizona

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/28/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
7.137% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
1.000 Points$3,200 Points Fee
$4,559 Total Fees$1,359 Lender Fees
 30 Years Fixed
7.178% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.750 Points$2,400 Points Fee
$5,914 Total Fees$3,515 Lender Fees
 30 Years Fixed
7.350% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.997 Points$3,190 Points Fee
$3,190 Total Fees$0 Lender Fees
 30 Years Fixed
7.390% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.961 Points$3,075 Points Fee
$4,470 Total Fees$1,395 Lender Fees
 30 Years Fixed
7.414% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.786 Points$2,515 Points Fee
$9,315 Total Fees$6,800 Lender Fees
 30 Years Fixed
7.477% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.543 Points$1,738 Points Fee
$3,232 Total Fees$1,494 Lender Fees
 30 Years Fixed
7.579% APR 7.490% Rate 30 day rate lock $2,236 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
Discover multiple refinance options
As low as 0% down options & down payment assistance
Refinance to lower your rate
Low rates, quick quote & approval
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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