Home Refinance Loan Ratesin Washington

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/12/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.051% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$6,099 Total Fees$3,699 Lender Fees
 30 Years Fixed
6.179% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$6,314 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.206% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$7,095 Total Fees$5,095 Lender Fees
 30 Years Fixed
6.211% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$7,281 Total Fees$5,281 Lender Fees
 30 Years Fixed
6.220% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.831 Points$2,659 Points Fee
$3,254 Total Fees$595 Lender Fees
 30 Years Fixed
6.257% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.973 Points$3,114 Points Fee
$4,509 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.259% APR 6.124% Rate 15 day rate lock $1,945 Payment per month
0.816 Points$2,611 Points Fee
$4,606 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.304% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.278 Points$890 Points Fee
$1,940 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.312% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.275 Points$880 Points Fee
$2,105 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.330% APR 6.250% Rate 35 day rate lock $1,971 Payment per month
0.414 Points$1,325 Points Fee
$2,720 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.340% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$3,094 Total Fees$1,094 Lender Fees
 30 Years Fixed
6.347% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.627 Points$2,006 Points Fee
$3,301 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.351% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.757 Points$2,422 Points Fee
$3,658 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.370% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.792 Points$2,534 Points Fee
$4,163 Total Fees$1,629 Lender Fees
 30 Years Fixed
6.384% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.646 Points$2,067 Points Fee
$8,867 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.440% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.492% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.760 Points$2,432 Points Fee
$3,926 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.494% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.514% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.615 Points$1,968 Points Fee
$4,815 Total Fees$2,847 Lender Fees
 30 Years Fixed
6.566% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.795 Points$2,544 Points Fee
$2,544 Total Fees$0 Lender Fees
 30 Years Fixed
6.757% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.903 Points$2,890 Points Fee
$4,385 Total Fees$1,495 Lender Fees
 30 Years Fixed
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America's #1 Retail Lender (Scottsman Guide)
6.323% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.778 Points$2,490 Points Fee
$2,490 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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