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Home Refinance Loan Ratesin Washington
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 05/16/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.131% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,499 Total Fees$2,099 Lender Fees
|
30 Years Fixed | |
|
6.267% APR | 6.124% Rate 15 day rate lock | $1,945 Payment per month |
0.909 Points$2,909 Points Fee
|
$4,904 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.317% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,714 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.387% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.625 Points$2,000 Points Fee
|
$4,650 Total Fees$2,650 Lender Fees
|
30 Years Fixed | |
|
6.490% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.422 Points$1,350 Points Fee
|
$8,150 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.513% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.983 Points$3,146 Points Fee
|
$4,640 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.554% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.563 Points$1,802 Points Fee
|
$1,802 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.845% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.506 Points$1,619 Points Fee
|
$3,114 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Discover multiple refinance options | ||||||
ADVERTISEMENT
| Refinance to lower your rate | ||||||
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| Low rates, quick quote & approval | ||||||
PENNYMAC |
6.438% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.660 Points$2,112 Points Fee
|
$2,112 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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