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Home Refinance Loan Ratesin Washington
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 07/01/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.117% APR | 5.990% Rate 15 day rate lock | $1,917 Payment per month |
0.740 Points$2,368 Points Fee
|
$4,363 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.179% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.875 Points$2,800 Points Fee
|
$6,314 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.206% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.625 Points$2,000 Points Fee
|
$7,095 Total Fees$5,095 Lender Fees
|
30 Years Fixed | |
|
6.296% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,850 Total Fees$2,650 Lender Fees
|
30 Years Fixed | |
|
6.324% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.400 Points$1,280 Points Fee
|
$2,505 Total Fees$1,225 Lender Fees
|
30 Years Fixed | |
|
6.374% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.543 Points$1,738 Points Fee
|
$8,538 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.385% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.993 Points$3,178 Points Fee
|
$4,573 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.440% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.491% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.749 Points$2,397 Points Fee
|
$3,891 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.506% APR | 6.375% Rate 45 day rate lock | $1,997 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,395 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.532% APR | 6.490% Rate 35 day rate lock | $2,021 Payment per month |
0.000 Points$0 Points Fee
|
$1,395 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.584% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.876 Points$2,803 Points Fee
|
$2,803 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| A smarter way to get cash from your home | ||||||
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| Refinance to lower your rate | ||||||
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| Low rates, quick quote & approval | ||||||
PENNYMAC |
6.302% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.544 Points$1,741 Points Fee
|
$1,741 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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