Home Refinance Loan Ratesin Tennessee

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/01/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.473% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.781 Points$2,499 Points Fee
$3,509 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.499% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.496 Points$1,587 Points Fee
$4,254 Total Fees$2,667 Lender Fees
 30 Years Fixed
6.584% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.550 Points$1,760 Points Fee
$2,810 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.714% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.929 Points$2,973 Points Fee
$2,973 Total Fees$0 Lender Fees
 30 Years Fixed
6.718% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.960 Points$3,072 Points Fee
$3,072 Total Fees$0 Lender Fees
 30 Years Fixed
6.742% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.992 Points$3,174 Points Fee
$3,874 Total Fees$700 Lender Fees
 30 Years Fixed
6.805% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.562 Points$1,798 Points Fee
$1,798 Total Fees$0 Lender Fees
 30 Years Fixed
6.833% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.509 Points$1,629 Points Fee
$2,724 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.944% APR 6.750% Rate 45 day rate lock $2,076 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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