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Home Refinance Loan Ratesin Oklahoma
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oklahoma and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 06/12/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.174% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,995 Total Fees$2,795 Lender Fees
|
30 Years Fixed | |
|
6.351% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.757 Points$2,422 Points Fee
|
$3,658 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.370% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.930 Points$2,976 Points Fee
|
$4,204 Total Fees$1,228 Lender Fees
|
30 Years Fixed | |
|
6.384% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.646 Points$2,067 Points Fee
|
$8,867 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.407% APR | 6.374% Rate 30 day rate lock | $1,997 Payment per month |
0.000 Points$0 Points Fee
|
$1,188 Total Fees$1,188 Lender Fees
|
30 Years Fixed | |
|
6.440% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.481% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.650 Points$2,080 Points Fee
|
$3,574 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.494% APR | 6.375% Rate 45 day rate lock | $1,997 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,995 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.532% APR | 6.490% Rate 35 day rate lock | $2,021 Payment per month |
0.000 Points$0 Points Fee
|
$1,395 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.566% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.795 Points$2,544 Points Fee
|
$2,544 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.757% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.903 Points$2,890 Points Fee
|
$4,385 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Low rates, quick quote & approval | ||||||
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| America's #1 Retail Lender (Scottsman Guide) | ||||||
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PENNYMAC |
6.307% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.599 Points$1,917 Points Fee
|
$1,917 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Exploring your options for home refinancing in Oklahoma? The ERATE platform provides a detailed and current overview of the best refinance rates available in the state. Here, you can effortlessly compare rates from various lenders, ensuring that you find the ideal match for your refinancing needs. Our comprehensive list includes rates from trusted local and national lenders, tailored to suit diverse financial profiles and goals.
Use ERATE's resources to make an informed decision on your home refinance loan, benefiting from the most competitive rates in Oklahoma.
Oklahoma Cities Resource
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