Refinance Mortgage, Lowest Mortgage Rates - ERATE
Web's Best Mortgage Rates Source for 15 Years

  Home Loan Rates
Mortgage Rates
Refinance Mortgage Rates
30 Year Fixed Conforming - $200,000.00
New York
AMERICA'S CURRENT MORTGAGE RATES

New YorkRefinance Rates30 Year Fixed Conforming

State: Purpose:
Loan Amount:
$
Loan Type: Points:
Mortgage Lenders Payment Mortgage
Rates 		APR Points Fees Lock
(Days) 		Last
Update
Regions Mortgage
 $1,215.22 6.125% 6.195% 0.500 $480 30 05/15/2008
Countrywide Home Loans
 $1,167.15 5.750% 5.993% 2.000 $1175 30 05/15/2008
Countrywide Home Loans
 $1,199.10 6.000% 6.150% 1.000 $1175 30 05/15/2008
Countrywide Home Loans
 $1,231.43 6.250% 6.306% 0.000 $1175 30 05/15/2008
National City Mortgage
 $1,231.43 6.250% 6.299% 0.000 $1034 60 05/14/2008
Wells Fargo
 $1,231.43 6.250% 6.345% 0.500 $700 60 05/14/2008
GMAC Mortgage
 $1,280.62 6.625% 6.687% 0.000 $1225 60 05/14/2008
Citibank Mortgage
 $1,215.22 6.125% 6.225% 0.250 $809 60 05/14/2008
Advantage Home Lenders
 $1,199.10 6.000% 6.125% 0.000 $930 30 05/13/2008

Best 30 Year Mortgage Rate and No Closing Costs Refinance Mortgage

Thirty-year fixed-rate mortgages are traditionally the most popular type of mortgage in America. The interest rate and monthly mortgage payment on a fixed-rate mortgage remain the same throughout the entire life of the loan. The main advantage of a fixed-rate mortgage is that the borrower knows exactly what their monthly costs will be until the entire mortgage has been completely paid out. The main disadvantage is that the borrower pays higher amounts of interest over the life of the loan.

Largest Cities in New York:

Albany
Binghamton
Brentwood
Brighton
Buffalo
Central Islip
Cheektowaga
Commack
Coram
Deer Park

East Meadow
Elmira
Elmont
Franklin Square
Freeport
Hempstead
Hicksville
Holbrook
Huntington Station
Irondequoit

Ithaca
Jamestown
Levittown
Lindenhurst
Long Beach
Mount Vernon
New City
New Rochelle
New York
Newburgh

Niagara Falls
North Tonawanda
Oceanside
Port Chester
Poughkeepsie
Rochester
Rome
Saratoga Springs
Schenectady
Syracuse

Tonawanda CDP
Troy
Utica
Valley Stream
Watertown
West Babylon
West Islip
West Seneca
White Plains
Yonkers



Informa Research Services, Inc.

The rate information on this page is powered by Informa Research Services, Inc. © 2008. This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention Erate.com to ensure you receive the preferred Internet rate. Contact pduncan@informars.com to have your rates included in this chart.

Disclaimer
Fixed Rate Mortgage/Adjustable Rate Mortgage Conforming
   Rates and fees are quoted on a $200,000 loan for a purchase transaction
   of an owner occupied, single-family residence with an 80% loan-to-value ratio.
   Rates are subject to change without notice.

Fixed Rate Mortgage/Adjustable Rate Mortgage Jumbo
   Rates and fees are quoted on a $450,000 loan for a purchase transaction
   of an owner occupied, single-family residence with an 80% loan-to-value ratio.
   Rates are subject to change without notice.

“Are you searching for a loan amount of more than $417,000? Please be aware that recent legislation allows lenders to offer conforming loan rates at a higher loan amount limit based on the county the property is located. For details about the new conforming loan limits, click here.



 BBBOnLine Reliability Seal 		 HACKER SAFE certified sites prevent over 99.9% of hacker crime.
The information contained on this website is provided as a supplemental educational resource. Readers having legal or tax questions are urged to obtain
advice from their professional legal or tax advisors. While the aforementioned information has been collected from a variety of sources deemed reliable,
it is not guaranteed and should be independently verified.
Copyright ©1999-2008 ERATE · All rights reserved · California Dept of Real Estate · Real Estate Broker #01292265 · DRE Phone (916) 227-0931
ERATE · 2900 Gordon Ave · Santa Clara · CA · 95051