Illinois Refinance Rates 30 Year Fixed Conforming
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Purpose:
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Purchase
Refinance
Loan Type:
30 Year Fixed Conforming
------- HOME PURCHASE RATES -------
15 Year Fixed Conforming
15 Year fixed Jumbo
30 Year Fixed Conforming
30 Year Fixed Jumbo
40 Year Fixed Conforming
40 Year Fixed Jumbo
1 Year ARM Conforming
1 Year ARM Jumbo
3/1 Year ARM Conforming
3/1 Year ARM Jumbo
5/1 Year ARM Conforming
5/1 Year ARM Jumbo
7/1 Year ARM Conforming
7/1 Year ARM Jumbo
10/1 Year ARM Conforming
10/1 Year ARM Jumbo
Interest Only: 3/1 Year ARM Conforming
Interest Only: 3/1 Year ARM Jumbo
Interest Only: 5/1 Year ARM Conforming
Interest Only: 5/1 Year ARM Jumbo
Interest Only: 7/1 Year ARM Conforming
Interest Only: 7/1 Year ARM Jumbo
30 Year FHA
20 Year Fixed Conforming
20 Year Fixed Jumbo
------- REFINANCE RATES -------
15 Year Fixed Conforming
15 Year fixed Jumbo
30 Year Fixed Conforming
30 Year fixed Jumbo
40 Year Fixed Conforming
40 Year Fixed Jumbo
1 Year ARM Conforming
1 Year ARM Jumbo
3/1 Year ARM Conforming
3/1 Year ARM Jumbo
5/1 Year ARM Conforming
5/1 Year ARM Jumbo
7/1 Year ARM Conforming
7/1 Year ARM Jumbo
10/1 Year ARM Conforming
10/1 Year ARM Jumbo
Interest Only: 3/1 Year ARM Conforming
Interest Only: 3/1 Year ARM Jumbo
Interest Only: 5/1 Year ARM Conforming
Interest Only: 5/1 Year ARM Jumbo
Interest Only: 7/1 Year ARM Conforming
Interest Only: 7/1 Year ARM Jumbo
30 Year FHA
20 Year Fixed Conforming
20 Year Fixed Jumbo
Points:
0.000
-----
0.000
0.000 - .500
.501 - 1.500
1.501 - 2.500
All
$1028.28
4.625%
4.790%
0.898
$1995
30
02/08/2010
$1043.29
4.750%
4.837%
0.000
$1995
30
02/08/2010
$1043.29
4.750%
4.911%
0.875
$1913
30
02/08/2010
$1058.42
4.875%
4.959%
0.000
$1913
30
02/08/2010
$1013.37
4.500%
4.747%
1.875
$1913
30
02/08/2010
$1088.97
5.125%
5.181%
0.000
$1250
60
02/08/2010
$1073.64
5.000%
5.217%
1.625
$1400
60
02/08/2010
$1104.41
5.250%
5.333%
0.125
$1400
60
02/08/2010
$1073.64
5.000%
5.921%
0.000
$995
30
02/08/2010
$1043.29
4.750%
5.777%
1.000
$1300
45
02/08/2010
$1013.37
4.500%
5.477%
2.000
$995
30
02/08/2010
$1058.42
4.875%
5.034%
1.000
$1600
45
02/08/2010
$1043.29
4.750%
4.884%
1.000
$995
30
02/08/2010
$1028.28
4.625%
4.890%
2.000
$995
30
02/08/2010
$1088.97
5.125%
5.196%
0.000
$1600
45
02/08/2010
$1058.42
4.875%
4.921%
0.000
$995
30
02/08/2010
$1058.42
4.875%
4.945%
0.000
$1590
30
02/04/2010
Amerisave
Billions Funded. Direct Lender. Close in 10 days.
$1058.42
4.875%
5.015%
1.446
$0
30
02/08/2010
Amerisave
Billions Funded. Direct Lender. Close in 10 days.
$1104.41
5.250%
5.323%
0.000
$0
30
02/08/2010
$1043.29
4.750%
4.767%
0.000
$395
30
02/08/2010
Amerisave
Billions Funded. Direct Lender. Close in 10 days.
$1073.64
5.000%
5.085%
0.830
$0
30
02/08/2010
$1088.97
5.125%
5.214%
1.000
$0
30
02/08/2010
$1043.29
4.750%
4.862%
0.000
$445
30
02/08/2010
$1104.41
5.250%
5.344%
0.000
$2100
60
02/05/2010
$1073.64
5.000%
5.183%
1.000
$2100
60
02/05/2010
$1043.29
4.750%
5.020%
2.000
$2100
60
02/05/2010
More About Fixed Rate Mortgages and No Closing Costs Loans A 30 year fixed rate mortgage features interest payments fixed at a specified level for specified period of time (30 years), meaning you will pay the same amount of interest for a specified term. This allows you to budget more effectively at the start of your mortgage. It offers the lowest monthly payments of fixed rate loans, while providing for a never-changing monthly payment schedule. The drawback for 30-year fixed-rate mortgages is the increased amount of interest paid over the life of the loans.
:
Addison
Arlington Heights
Aurora
Bartlett
Belleville
Berwyn
Bloomington
Bolingbrook
Buffalo Grove
Calumet City
Carol Stream
Carpentersville
Champaign
Chicago
Cicero
Crystal Lake
Decatur
DeKalb
Des Plaines
Downers Grove
Elgin
Elmhurst
Evanston
Glenview
Hoffman Estates
Joliet
Lombard
Moline
Mount Prospect
Naperville
Normal
North Chicago
Oak Lawn
Oak Park
Orland Park
Palatine
Peoria
Quincy
Rock Island
Rockford
Romeoville
Saint Charles
Schaumburg
Skokie
Springfield
Streamwood
Tinley Park
Urbana
Waukegan
Wheaton
The rate information on this page is powered by Informa Research Services, Inc. © 2009. This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention Erate.com to ensure you receive the preferred Internet rate. Contact pduncan@informars.com to have your rates included in this chart.
Disclaimer
Fixed Rate Mortgage/Adjustable Rate Mortgage Conforming
Rates and fees are quoted on a $200,000 loan for a purchase transaction
of an owner occupied, single-family residence with an 80% loan-to-value ratio.
Rates are subject to change without notice.
Fixed Rate Mortgage/Adjustable Rate Mortgage Jumbo
Rates and fees are quoted on a $450,000 loan for a purchase transaction
of an owner occupied, single-family residence with an 80% loan-to-value ratio.
Rates are subject to change without notice.
“Are you searching for a loan amount of more than $417,000?
Please be aware that recent legislation allows lenders to offer conforming loan rates at a higher loan amount limit based on the county the property is located. For details about the new conforming loan limits, click here .
The information contained on this website is provided as a supplemental educational resource. Readers having legal or tax questions are urged to obtain advice from their professional legal or tax advisors. While the aforementioned information has been collected from a variety of sources deemed reliable, it is not guaranteed and should be independently verified.
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