Home Refinance Loan Ratesin Arizona

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/08/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.021% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.932 Points$2,982 Points Fee
$5,081 Total Fees$2,099 Lender Fees
 5 Years ARM
6.032% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.833 Points$2,666 Points Fee
$5,461 Total Fees$2,795 Lender Fees
 5 Years ARM
6.247% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.831 Points$2,659 Points Fee
$4,288 Total Fees$1,629 Lender Fees
 5 Years ARM
6.261% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.827 Points$2,646 Points Fee
$4,641 Total Fees$1,995 Lender Fees
 5 Years ARM
6.752% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.980 Points$3,136 Points Fee
$8,417 Total Fees$5,281 Lender Fees
 5 Years ARM
America's #1 Retail Lender (Scottsman Guide)
Proud to help you find the home loan of your future
Low rates, quick quote & approval
As low as 0% down options & down payment assistance
Refinance to lower your rate
Refi from your sofa. It’s surprisingly simple.
6.343% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.986 Points$3,155 Points Fee
$3,155 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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