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Home Refinance Loan Ratesin Arizona
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 06/12/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.129% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
1.000 Points$3,200 Points Fee
|
$4,559 Total Fees$1,359 Lender Fees
|
30 Years Fixed | |
|
6.168% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.750 Points$2,400 Points Fee
|
$5,914 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.174% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,995 Total Fees$2,795 Lender Fees
|
30 Years Fixed | |
|
6.219% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,305 Total Fees$105 Lender Fees
|
30 Years Fixed | |
|
6.257% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.973 Points$3,114 Points Fee
|
$4,509 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.329% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.837 Points$2,678 Points Fee
|
$2,678 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.330% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.500 Points$1,600 Points Fee
|
$2,775 Total Fees$1,175 Lender Fees
|
30 Years Fixed | |
|
6.347% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.627 Points$2,006 Points Fee
|
$3,301 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.351% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.757 Points$2,422 Points Fee
|
$3,658 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.370% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.792 Points$2,534 Points Fee
|
$4,163 Total Fees$1,629 Lender Fees
|
30 Years Fixed | |
|
6.384% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.646 Points$2,067 Points Fee
|
$8,867 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.481% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.650 Points$2,080 Points Fee
|
$3,574 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.494% APR | 6.375% Rate 45 day rate lock | $1,997 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,995 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.566% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.795 Points$2,544 Points Fee
|
$2,544 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.584% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.987 Points$3,158 Points Fee
|
$3,158 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.757% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.903 Points$2,890 Points Fee
|
$4,385 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Low rates, quick quote & approval | ||||||
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| As low as 0% down options & down payment assistance | ||||||
PENNYMAC |
6.309% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.629 Points$2,013 Points Fee
|
$2,013 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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