Home Refinance Loan Ratesin Arizona

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/08/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.639% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.827 Points$2,646 Points Fee
$4,641 Total Fees$1,995 Lender Fees
10 Years ARM
6.775% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.898 Points$2,874 Points Fee
$4,973 Total Fees$2,099 Lender Fees
10 Years ARM
7.125% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.904 Points$2,893 Points Fee
$8,174 Total Fees$5,281 Lender Fees
10 Years ARM
Refinance to lower your rate
Low rates, quick quote & approval
America's #1 Retail Lender (Scottsman Guide)
Proud to help you find the home loan of your future
Refi from your sofa. It’s surprisingly simple.
As low as 0% down options & down payment assistance
6.456% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.853 Points$2,730 Points Fee
$2,730 Total Fees$0 Lender Fees
10 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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