Home Mortgage Loan Ratesin Texas

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/29/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.368% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.750 Points$2,400 Points Fee
$4,000 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.469% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.656 Points$2,099 Points Fee
$3,149 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.591% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.949 Points$3,037 Points Fee
$3,037 Total Fees$0 Lender Fees
 30 Years Fixed
6.724% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.810 Points$2,592 Points Fee
$3,292 Total Fees$700 Lender Fees
 30 Years Fixed
6.756% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.708 Points$2,266 Points Fee
$4,356 Total Fees$2,090 Lender Fees
 30 Years Fixed
6.884% APR 6.750% Rate 45 day rate lock $2,076 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.957% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.841 Points$2,691 Points Fee
$2,691 Total Fees$0 Lender Fees
 30 Years Fixed
Numbers you can trust
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$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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